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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%.

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Return to fha loans in the state of HI

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Keaau, Hawaii News
Negligent-homicide case closed with death of wrong-way driver

Question : What ever happened to the driver who was going the wrong way on the H-3 freeway and crashed into another car, killing a single mother of two? Did the case ever go to trial? Answer : Robin Remington died on July 17, 2006, exactly one month after the accident, from injuries suffered in the crash.


Military readies reserve center on Big Island

More than 400 Big Island Hawaii Army National Guard and Pacific Army Reserve soldiers will be moving into new $46.5 million facilities near Hilo Airport in January 2011.


Program to recruit diverse medical students graduates eight more

The University of Hawaii at Manoa's John A. Burns School of Medicine is pleased to announce eight students have completed the Imi Hoola Program and will enroll in medical school here next month.


Hip-hop dance becomes a lesson for daughters

On May 18, my 12-year-old daughter came home from school excited about a dance she was practicing for the sixth-grade class graduation hoolaulea at Keonepoko Elementary School, in Pahoa.


Father, son, 7, killed in car-cycle accident

Pahoa resident Thomas G. Reimer was a thoughtful, supportive man who always could be counted on, family members and friends say.


Punahou captures girls state track and field title

KEAAU, HAWAII >> Punahou captured the Island Movers/HHSAA Girls Track and Field Championship tonight at Keaau High School, despite significant injuries.


Traffic fatality on Kapoho/Kalapana Road

A 27-year-old Keaau man died Saturday from injuries he sustained in a motorcycle crash on Route 137 , .1 mile south of Pohiki Road.


Pepe'ekeo man charged with meth trafficking

Hawai'i Police Department officers arrested a 44 year-old Pepea ekeo man in connection with methamphetamine trafficking in Keaau in the afternoon hours of May 12, 2009.


Big Island man will have to pay up in attack by six pit bulls

KEAAU - An Orchidland man whose dogs attacked a woman and her dog will have a chunk removed from his wallet, while the victim says the law lacks sufficient bite.


Puna fatality

Hawai'i Police Department Traffic Enforcement Unit Sergeant Christopher Gali Phone: 961-2332 May 11, 2009 Report No.


Crash claims Kea'au woman

A 20-year-old Keaau woman was killed Sunday from injuries she sustained in a one-vehicle crash at the intersection of Paradise Drive and 25th Avenue in Puna's Hawaiian Paradise Park subdivision.


Police / Fire

Speed was a factor yesterday in a single-car crash that killed a 20-year-old woman on the Big Island, a county news release said.


Officials looking into use of Taser to subdue Keeau High student

HILO - The state Department of Education and Hawaii County police are conducting separate investigations into a disturbance Tuesday at Keaau High School that led to the arrest of six students and one 17-year-old student being subdued with a Taser.


Loss of friend shouldn't bring pain to others

I remember a few years ago, I felt so all alone and abandoned. I lost the friendship of a person whom I held dear to my heart.


Puna man charged with meth trafficking

HILO - A 36-year-old Puna man has been charged with 10 drug offenses, including meth trafficking, following a two-month investigation, Hawaii County police said today.


Police / Fire

Two Keaau residents were charged Monday with commercial promotion of marijuana after police discovered a growing operation inside a Puna home.


Big Island police seek two women in connection with burglaries

HILO - Hawaii County police are asking for the public's help in locating two women they consider "persons of interest" in connection with two burglaries March 27 in Hilo.


Hilo may get health and hospice agencies

Los Angeles-based Victoria Home Health Services is looking to establish two new home health-care and hospice agencies in Hilo on the Big Island.


Big Isle parasite victims emerge from their comas

Two people who contracted rat lungworm disease have emerged from comas, and a third has recovered enough to walk and live at home on the Big Island, relatives and friends said.


Meth trafficking

Hawai'i Police Department Criminal Investigations Division Captain Randall Medeiros Phone: 961-2251 February 20, 2009 Report No.


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