Somerset Investors Corp. Mortgage Refinance, Reverse Mortage, Home Loan
  Purchase Refinance Reverse Mortgage Divorce Buyouts Debt Consolidation Home Improvement
Search Somerset:
Print this page    E-mail this page

Call Now

(800) 675-9783

Free Rate Quote

800-675.9783

FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Return to fha loans in the state of HI

Call for COMPLETE details NOW!

(800) 675-9783

Kilauea, Hawaii News
Natural mosquito repellent creates buzz

When Raven Liddle started her business, Second Skin Naturals, she made her primo product, Hawaiian Mosquito Shield, in a measuring cup.


Tom Pickett bounces back from illness

All it took was a fish to change Tom Pickett's life overnight. He'd speared it off Polihale, taken it home, cooked it up for dinner and eaten heartily.


Three residents escape house fire on Kauai

Three residents escaped a fire that engulfed their Kilauea home in Kauai this morning.


Hawaii's Back Yard: Doors Off tour to Kilauea blows your mind

Imagine flying in a helicopter over molten lava -- so close to it you can smell the sulfurous gases and feel the heat .


Editor's note

Our cover story this week profiles the three Hawaii residents who were selected from the many nominees to our first-ever Local Heroes celebration.


Heroes in everyday life

Sometimes, there's just not enough gratitude to go around. When publisher Laurie V. Carlson decided to sponsor our first-ever Local Hero awards, co-sponsored by Kilauea Lodge, she had no idea how hard the selection process would be.


Lava takes a two steps forward, one step backwarda

Long-time Kilauea Volcano watchers know the drill when the supply of magma to the active vent on the volcano's east rift zone is interrupted - abandonment of the "old" lava tube system, breakout of new surface flows, an evolving tube network, and eventually a new ocean entry.


Kaua'i company managing bridge work

Anyone who crosses the Wailua River can see construction is ongoing to widen the former cane haul bridge to two lanes.


Giude to Horseback Riding on Kauai

If you want to see more of Kauai, but are tired from all the hiking, why not let a horse take you.


SI/USGS Weekly Volcano Report 2/3-9/2010 - stymied by weather! [Eruptions]

Hi! You're looking at Eruptions , a blog dedicated to volcanism. Your host is Dr.


Multi-million dollar home on the auction block on Kauai

KEALIA, Kauai An oceanfront home on Kauai's east side that was recently priced at just under ten million dollars is expected to fetch between three to seven million dollars at auction next month.


Kilauea on the move, threatening last home in evacuation zone

Fires are burning on the Big Island as a surge of lava pulses down slope through as many as six tubes, threatening the last remaining home in a neighborhood scorched by Pele.


Hawaii's Kilauea: visit two volcanoes for the price of one

Tourists chat in front of Kilauea's erupting Halemaumau Crater on Hawaii's Big Island.


Man linked to Kauai's first traffic fatality of the year arrested

Kauai police Thursday said a 31-year-old Lawa'i man who was involved in Kaua'i's first fatal crash of the year was arrested Wednesday morning at police headquarters in Lihue.


Kauai Police Charge Man In Fatal Crash

Kauai police on Wednesday arrested a 31-year-old Lawai man in connection with a fatal crash.


Kilauea flickers & flares

Like the fabled elephant variously described by blind men, Kilauea Volcano presents several intriguing facets as it continues its pyrotechnic exhalations, now in their 28th year.


Under cover

The National Weather Service says the volcanic haze, or vog, might clear today over Honolulu, but will likely return tomorrow.


Vog? Or Smog Hovers Over Islands?

A local researcher said what Hawaii residents often call vog is a mix of volcanic ash and pollution.


Life on the Big Island was just meant to be

If it's meant to be, it's meant to be. Do you believe in coincidences? I certainly don't. Especially since I made a home for myself on the Big Island.


Kapaa man dies in two-vehicle crash on Kauai

A 32-year-old Kapaa man died last night in a two-car crash on Kaumualii Highway near the entrance to Kahili Mt.


Save time with our easy online mortgage application.
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
Free Rate Quote
 
"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
© 2006 Somerset Investors Corp. All rights reserved.
Home | Mortgage Glossary | About Us | Mortgage Blog | Contact Us | Privacy Policy | State Licensing | Search | Links | Link to us | Site Map
Mortgage Calculators | Refinance | Purchase | FHA | Reverse Mortgage | Divorce Buyout | Debt Consolidation | Testimonials | Employee | Top 100 Mortgage Companies
Equal Housing Lender Member of the Better Business Bureau (BBB) Member of the National Reverse Mortgage Lenders Association (NRMLA) ADD YOUR SITE, BOOST YOUR TRAFFIC. Alexa Traffic Ranking
 
close