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Argos, IN Mortgage Refinance in Indiana

We make it easy to get the lowest mortgage refinance interest rate in Argos, IN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Argos, IN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Argos, Indiana drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Argos, IN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Understanding Your Credit
Your Interest Rate

" Traditional banks make their customer fit the loan; at Somerset Mortgage Lenders we make our loan fit the customer. "

Return to mortgage refinance in the state of IN

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Argos, Indiana News
Prep Calendar for Aug. 25-30

Penn, Marian at SB Washington TUESDAY VOLLEYBALL Memorial at SB Washington Concord at Penn Jimtown at Glenn Fairfield at NorthWood Bremen at Northridge Central Noble at Wawasee Bethany at Lakeland Christian ...


Gas prices have differing effects

During the annual fundraising efforts at Hoke's Stop-N-Go, Ancilla College cheerleader Jayme Kretchmer fills a tractor with gas for PHS teacher Jack Edison.


EMA board to reorganize

By Rusty Nixon Correspondent ARGOS - A light appears to be at the end of the tunnel for Jane Hall and the Argos Library.


Double shooting leaves 1 dead in northern Indiana

ARGOS, Ind. -- Authorities say a double shooting in the northern Indiana town of Argos left a woman critically injured and a man dead of a self-inflicted gunshot wound.


Argos woman's family says police aren't to blame for shooting

A Marshall County sheriff's deputy stopped to check on Jeromy Bostwick's welfare less than two hours before he allegedly shot his wife, then turned the gun on himself.


Marshall County man allegedly commits suicide after shooting wife

One man is dead, and a woman injured, after a shooting Sunday night in Marshall County.


Police investigate fatal shooting in Argos

Police were on the scene of a shooting Sunday night, and one person is dead. It happened in the 15000 block of Michigan Road, just north of Argos.


Marshall County police investigate rash of thefts from vehicles

Marshall County police are investigating a string of thefts of vehicles in Argos, Plymouth and Lake of the Woods in Bremen.


The search is on for Argos principal

Linda Verhaeghe, grandmother to Kaitlyn Verhaeghe , waits to get photos of her granddaughter, who won Grand Champion lamb last night at the Marshall County 4-H Fair.


Wind energy still tops plan list

The Marshall County Plan Commission is continuing to look into preparing an ordinance concerning Wind Energy Conversion Systems .


The search is on for Argos principal

Linda Verhaeghe, grandmother to Kaitlyn Verhaeghe , waits to get photos of her granddaughter, who won Grand Champion lamb last night at the Marshall County 4-H Fair.


Something I ate: Food fresh from the farm

Last year I wrote a story about Community Supported Agriculture and how it's getting a big push in metro areas because city people want to eat local.


Unearthing a giant

John Benedict displays a leg bone that was the first discovered while excavating his pond, part of a set of mastodon bones discovered recently on his Culver-area property.


Teen takes karaoke title

PILOT Photos/Holly Heller Megan Stephenson, of rural Argos, captured first place in the Bremen Chamber of Commerce Karaoke Contest last Saturday night, held at the Firemen's Festival at Sunnyside Park.


Violinists selected for youth orchestra

Violinists Chaise Cope, 14, of Bremen, and Ali Dimmitt, 13, of Argos, have been accepted into the South Bend Youth Concert Orchestra.


"Vomit" pavement to be torn up

A stretch of freshly resurfaced pavement in Falmouth, likened by a town councillor to vomit is to be torn up.


Turn off

My Freeview set-top box died on Thursday night, so I've bought a replacement. Argos offered the best price, but since I was buying TV receiving equipment, the cashier demanded my name and address on behalf of ...


7th annual Ride for United Way June 28

Plymouth High School teacher Josh Martin studies advanced instruction in a teaching method, "Differentiated Classrooms," offering alternative opportunities for students to learn.


Residents worked up about lawsuits

By Angel Perkins Staff Writer ARGOS - Argos residents are none too happy about losing a lawsuit last year, one to Harold Stevens regarding a subdivision he owns.


2 in hospital after Marshall County crash

Two men remained hospitalized Tuesday after a two-vehicle accident at 5:40 p.m. Monday at the intersection of U.S. 31 and 4A Road.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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