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FHA Loans
FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%
The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.
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| Austin, Indiana News |
'Best news of all': Lexington gets OCRA funding for sanitary sewer project
Scott County Commissioners got what was described by Commissioner Bob Tobias as "the best news of all" during their business meeting on Tuesday night, March 2. Melissa Woods, community development specialist with River Hills Economic Development District, and Larry Bower, president of the board of the Scott County Regional Sewer District , ...
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Austin City Council takes title to three dilapidated houses
Three houses in dilapidated condition are now owned by the City of Austin. Austin Mayor Doug Campbell told members of the City Council that he planned to record the city's titles to those properties deeds in the very near future during the Council's meeting on February 23.
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Registered Sleep Technician Becky Collins puts a CPAP mask on Sara Martin, a sixth-grader at Brownstown Central Middle School, as Eric Martin, left, looks on last Tuesday at Schneck Medical Center for the Medical Career Discovery Program.
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Equinox to Southern Indiana Equine
His fee is $750. A six-time winner, Equinox is the sire of six winners from eight starters.
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Tracking targets success of Indiana schoolchildren
For years, the only measure of academic progress and success for Hoosier students and schools has been how well they do on the state's standardized test, ISTEP+. And the test - with all its changes in format and timing - was difficult in terms of comparisons and tracking success.
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Man charged with forging Oxycotin scrip
An Austin, Ind. man was arrested Friday after state police say he stole a prescription pad and forged a doctora s signature.
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Scottsburg, IN copes with continuing snowfall
In Scottsburg, Indiana, the wind was picking up Tuesday afternoon and the weather was growing colder.
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Jenkins taking over as director of Vigo Juvenile Center
A former two-term sheriff has been appointed as the new executive director of the Vigo County Juvenile Justice Center, following Monday morning's resignation by Lynn Austin.
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Borden woman involved in I-65 double fatality now facing 13 criminal charges
A Borden woman who allegedly admitted to Indiana State troopers that she was the driver who purportedly started a chain reaction accident that led to the death of two Scott County residents on December 13 now faces 13 criminal charges in the case.
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Police reports - Tuesday, Jan. 19, 2010
Howard County arrests Friday, 4:36 p.m., police arrested Russell Fouch, 44, 1400 block of East Broadway Street, in the 700 block of South Market Street, on a body attachment warrant and failure to appear.
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Arrest made in theft from church in North Vernon
Jennings County Sheriff's officers made another arrest Friday in an ongoing investigation into the burglary of St.
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Arrest made in motoristsa deaths
Police said Friday that the driver involved in a December car wreck that killed an Austin couple on Interstate 65 was arrested earlier this month on charges involving the wreck.
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Stolen Church Safe Found, Artifacts Destroyed
A large safe stolen from a southern Indiana church has been recovered at the bottom of a nearby creek.
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Missing Austin man's family still searching; reward offered
The family of an Austin man who disappeared two days before Thanksgiving is searching for information.
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Vigil planned Sunday for missing Austin man
Family and friends of Paul W. Graupe, an Austin man formerly of Crothersville, missing for more than a month, plan to meet Sunday for a vigil and rally.
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A MESSAGE FROM HUGH
Vigil rally for Paul W. Graupe: son, brother, uncle, and friend Sunday January 3, 2010 at 4-6 pm. Meeting at Austin fire department Are you at all concerned that one of your loved ones could simply disappear and not be found? We are asking the entire community to join us to make sure everyone knows we will NEVER give up our search for PAUL and are NOT going to tolerate this in our community!!!!!! All are invited and encouraged to make a sign, bring a candle, or just show up and line the streets from the corner of 7th and Main to Highway 31 and Main Street in Austin. It's time for this community to get together and make a stand against evil and for justice! finally EDITOR'S NOTE: EVEN IF YOU DON'T KNOW THE MISSING MAN OR HIS FAMILY....PLEASE SHOW UP AND SHOW YOUR LOVE FOR YOUR COMMUNITY AND YOUR FELLOW MAN.
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SAVED THE BEST FOR LAST
THIS WOMAN HAS BEEN LIVING WITH AND BOINKING JAMES COOMER FOR 7 OR 8 YEARS AND HERE IS THE FUN PART.........SHE IS HIS FIRST COUSIN.....
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AND THE HITS JUST KEEP ON COMMING.....POOR ELIZABETH.E
THIS WOMAN IS CHILTON'S MAIN SQUEEZE ELIZABETH HONEY DON'T YOU HAVE A MOTHER......WHAT IS A NICE LOOKING GIRL LIKE YOU DOING IN A PICTURE LIKE THIS ?
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MORE METH HEADS
COMMER AT ONE TIME WAS MARRIED TO MIKE CHILTON'S SISTER....INTERESTING HUH !!
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METH HEADS CAUGHT AND JAILED IN SCOTT COUNTY
It has been a busy 24 hours for police and sheriff's deputies in Scott County, Indiana. They've taken down at least four dangerous meth labs and made several arrests since Tuesday night. One location was discovered because tips from neighbors and the other after a vehicle fire and explosion. Scott County Sheriff John Lizenby explains, "We also had a lot of information with this same house that there had been a lot of meth activity there." Police say at least three meth labs were discovered at a home in Austin, Indiana. "It was a trailer in York Road in Austin," Sheriff Lizenby says, adding that police went to the home after complaints from neighbors. "Knocked on the door with our officers," he says, "and we found Kathy Babcock inside." Police say 41-year-old James Coomer and his girlfriend Kathy Babcock own the home, and actually agreed to let officers search the property. "He said, 'Sure, you'll not find anything in our trailer.'" But once the search began, police say they found more than enough to arrest the couple: "And inside one of the buildings we found an awful lot of ingredients of meth lab and some meth residue on some of the containers." Altogether, police say they found three meth labs on the property, and that's when the couple was taken into custody. According to Lizenby, "They're in the Scott County Jail now, and they'll be charged with operating a meth lab. We also found some Oxycontin, so there will be some scheduled drugs arrests." Meanwhile, two more people were arrested after Scott County police discovered what they believe to be a rolling meth lab in a stolen car on Terry Road. 41-year-old Michael Chilton and 35-year-old Elizabeth Hilliker were taken into custody at the scene. And believe it or not, there's more. Scottsburg Police Assistant Chief Scott Zellers explains, "The fire department got called to a vehicle fire at Beechwood Park here in Scottsburg, and when they arrived there was a small explosion." This charred pickup truck led to more arrests in connection with meth labs in Scott County. 23-year-old John Hawn, 21-year-old Heather White, and 26-year-old Jonathan White Jr. were also arrested and taken to the Scott County Jail. Zellers says, "They were apprehended leaving the scene when witnesses saw them throwing things out." An Indiana State Police meth lab team helped dispose of all of the chemicals. Prosecutors are also looking at the cases, so there could be even more charges.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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