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Bainbridge, IN FHA Loans in Indiana

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Bainbridge, IN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Bainbridge, Indiana News
Bainbridge students know the meaning of giving

Second grade students in Denise Smedley's class at Bainbridge Elementary School raffled off a quilt to raise funds the Putnam County Humane Shelter recently.


Officials, shelter reps talk about animal control issues

As the Humane Society of Putnam County looks toward reopening in the near future, the issue of animal control is on the minds of shelter representatives and local officials.


Putnam County soldiers make it home for Thanksgiving

Three Putnam County families had something extra to be thankful for this year -- their soldiers made it home from Iraq in time for Thanksgiving.


Putnam County residents to appear in Chicago's Thanksgiving parade

Elizabeth and Richard Shafer of Bainbridge, along with horse Cantador, will represent the Greencastle McDonald's at Thursday's McDonald's Thanksgiving Parade in Chicago.


Parolee awaiting trial date

A Cloverdale man facing drug and weapons charges is still moving toward a trial, although no date has yet been set.


Bainbridge officials worry about road salt

Bainbridge Utility Director Jim Nelson told town council members there could be shortage of road salt this winter.


House District 44: Former Greencastle major wins

A former Greencastle mayor will head off to the Statehouse come January, and she said Tuesday night she's ready to go.


Pipeline is big and it's crossing Indiana

I had heard about the natural gas pipeline under construction across central Indiana, so I decided to take a look at it while on my way to visit the Parke County Covered Bridge Festival.


English's welcomes FFA members

Putnam County welcomed two bus loads of Blue Jackets Friday when Future Farmers of America students visited English's Buffalo Farm near Bainbridge.


Public invited to help troops this holiday season

From yellow ribbons to letter writing, there are numerous ways to support soldiers who are deployed overseas.


Free fall festival planned Sunday

Community spirit will be running thick in the streets at North Putnam High School this Sunday when everyone gathers for the second annual "Celebration Alley." The free public event will include everything from ...


Halloween hours set

There are plenty of Halloween Happenings going on around Putnam County this Halloween.


Roman, Cottage Garden Collections merge

Family-run, inspirational gift companies Roman Inc. and Cottage Garden Collections have announced a merger, effective yesterday.


Fire destroys barn

Flames destroyed a barn filled with hay south of Greencastle Thursday evening. Greencastle firefighters were called to the Butler farm, located on Cemetery Road, just before 5 p.m. after a neighbor reported ...


First Christian song honored at ASCAP awards

Songwriter Ken Riley received an award yesterday for "Everlasting God" - the first Christian music song ever to be recognized by the American Society of Composers, Authors and Publishers .


Rockies natural gas pipeline making way across Indiana

Steel pipes fill a large staging area last week, before being taken to the work site where the 638-mile Rockies Express-East Pipeline is being built through Putnam County, Indiana.


Meow! Cats still on town's agenda

During Wednesday night's Bainbridge town council meeting, Veterinarian Nancy Ferguson from S.P.O.T told council members Bonnie Osborn, Richard Cope and Naomi Barker they could make history by adopting an ...


12 Putnam County Students are 2008 Prevo Scholars at DePauw

October 7, 2008, Greencastle, Ind. - The loyalty and generosity of a DePauw alumnus is providing scholarships this academic year for twelve students at the University, who are recipients of 2008 Edgar A. Prevo ...


Election '08: Indiana House District 44

Variety will be the spice of this year's race for Indiana's 44th District House of Representatives seat.


Two face burglary charges

Two men were formally charged Tuesday in connection with an attempted burglary on a Bainbridge business.


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