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Camden, IN FHA Loans in Indiana

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Camden, IN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Camden, Indiana News
Free Camden dinner raises money

A Carroll County restaurant opened its doors to customers today in hopes of raising enough money to help feed families in need for Christmas.


Benefit slated to help womana s recovery

Two Carroll County churches are planning a benefit for the family of Cindy Gottschalk.


Improving their lives

When Ken Lavy of Camden met Marian Cortez in a trip to Honduras three years ago, his life changed forever.


A new home

"The predictions are in the next decade, there will be 9 million children in foster care. It makes it critical that we recruit very loving, compassionate, skilled foster parents."

Marianne and Steve Berkshire adopted Rachel, now 2, last month. As soon as she was born, Rachel had been placed into foster care with Marianne's sister in Lafayette. via Pharos-Tribune


Selling homes

"I can show any property no matter who has it listed"

For Barb Drye, working in an office with several other people doing the same job sometimes means competition. via Pharos-Tribune


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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