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Dubois, IN Mortgage Refinance in Indiana

We make it easy to get the lowest mortgage refinance interest rate in Dubois, IN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Dubois, IN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Dubois, Indiana drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Dubois, IN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of IN

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Dubois, Indiana News
Thanksgiving Facts & Figures

News Release: From: The Indiana Business Research Center Thanksgiving in Indiana: A menu of fun facts and figures Some statistics from the Indiana Business Research Center BLOOMINGTON, Ind.


The Hidden Enemy

Sergeant First Class David Moore died in 2008 from a mysterious illness after returning from Iraq.


Messmer wins 63rd's open seat

Republican Mark Messmer won election to the Indiana House District 63 seat now held by a Democrat.


Indiana unit's flag from Civil War restored

An American flag that survived 3 of the Civil War's deadliest battles with a southern Indiana unit but fell into disrepair over the next century and a half has been restored so it can go on public display.


Bowling scramble to aid basketball boosters

The basketball boosters, the Sixth Man, will host the first Cadet Bowling Scramble from 2 to 4 p.m. Nov.


Immigration officials arrest 20 in three-day sweep of Southern Indiana

Twenty illegal immigrants in Dubois, Spencer and five other Southern Indiana counties were arrested by U.S. Immigration and Customs Enforcement agents in a three-day enforcement action that began Friday and ...


District 63 contest could sway House

When voters in a Southwestern Indiana legislative race choose their next state representative, they also might end up deciding which party will control the Indiana House of Representatives in 2009.


Local schools make four-star rank

Many other schools in the region, including three in Posey County, three in Gibson County and two in Warrick County, also were honored.


Grazing workshop will be sponsored by Purdue

DUBOIS, Ind. -- Learn more about goat and sheep grazing at a workshop Oct. 22 at the Southern Indiana-Purdue Agricultural Center.


Boost your skills

INDIANAPOLIS -- Upcoming seminars offered by the Indiana Chamber of Commerce will provide attendees with insight on hiring foreign talent and time management.


Dubois library push is afoot

An outbreak of literacy is in the offing for residents of Dubois County where new library projects are moving forward in the towns of Ferdinand, Dubois and Jasper.


IN-56 Roadwork Expected To Cause Larger Delays

More road work is on the way for IN-56 in Orange and Dubois Counties. The Indiana Department of Transportation has already closed parts of the highway to through traffic as they lay pipe underneath, and now ...


Link-N-Go adds new vehicle to fleet

Link-N-Go adds new vehicle to fleet TELL CITY - One year ago, Southern Indiana Resource Solutions, Inc.


Dubois Co.: Teen charged with burglary

Police make an arrest in a Dubois County burglary case. Eighteen-year-old Corey Napier was arrested for burglarizing a home on Savannah Street in Huntingburgh.


Commissioner Truelove's case moving forward

Daviess County Commissioner James Truelove's criminal case is moving forward again, as a new judge has been appointed to oversee the trial.


ISP: Dubois Co, commissioner arrested for DUI

A Dubois County official is arrested for drunk driving. Indiana State Police say Dubois County Commissioner, Randy Fleck, was pulled over around 12:30 am Monday on his way home from the Strassenfest.


Scam targets churches

Indiana State Police in Jasper say a couple has gone to at least three churches in Pike and Dubois Counties with different sob stories and walked away with hundreds of dollars in cash.


Officials investigate Dubois Co. school thefts

Police in Huntingburg, Kentucky are investigating a theft from the Southwest Dubois County School Corporation.


Did Indiana soldiers drink tainted water in Iraq?

JASPER - The Indiana National Guard is notifying nearly 600 soldiers who served in Iraq that they may have drunk water tainted with a carcinogen at an Iraqi treatment plant.


Officials investigate Dubois Co. school thefts

Police in Huntingburg, Kentucky are investigating a theft from the Southwest Dubois County School Corporation.


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