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Dyer, IN Mortgage Refinance in Indiana

We make it easy to get the lowest mortgage refinance interest rate in Dyer, IN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Dyer, IN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Dyer, Indiana drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Dyer, IN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of IN

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Dyer, Indiana News
Man robs Dyer gas station twice

A Schererville man was charged with two felony counts of robbery after robbing a Dyer gas station twice in nine hours Saturday.


Hammond gets budget OK from County Council

Of Lake County's cities, Hammond was the only one to get a figurative green light from the Lake County Council on its budget.


Boil order in effect for Dyer-area residents

A precautionary boil order has been issued for about 440 Aqua Indiana customers in the Dyer area.


DNA ties Illinois man to four-year-old Dyer burglaries

DNA evidence has linked a Lansing man to two Dyer burglaries that happened four years ago.


Are you ready for the sheriff's race?

Just when you exhaled with relief and said, "no more politics for a while," the jockeying for Lake County sheriff already has begun in earnest.


Lansing remembers veterans' sacrifices

Although Sunday's frigid wind resulted in a smaller than usual crowd for the Lansing Veterans Memorial Ceremonial Honor Guard's 16th annual Veterans Day service, those who braved the elements were better able ...


Bad day for cop cars -- two wrecked in crash

A pair of St. John police squad cars were badly damaged Wednesday when an apparent drunken driver struck both vehicles as officers directed traffic at the scene of a collision between another driver and a ...


School Board candidates cite repairs as top priority

With changes in the law regarding capital projects on the books, two of Lake County's largest school districts have a lot to consider in the coming years.


Professionals on the move

Barb Klein is the new director of patient services at The Centre P.C. plastic surgery practice in Chesterton.


Senior tours help company compete in Internet age

When Leonard Delisi started Royal American Travel 25 years ago, there was no Internet for booking flights and air lines still paid commissions to travel agents.


Cheers to good food and fun at Rounders

If you're looking for flavorful food and friendly surroundings, pay a visit to Rounders Stadium Grill in Dyer.


Kids make it, take it: Library craft program brings out their creativity

Decorating mini-pumpkins can be big fun for those who are creative. And the children who recently visited the Dyer-Schererville Branch of the Lake County Library for the Make It and Take It program proved ...


Contract negotiations continue between Anthem, Sisters of St. Francis

Anthem Blue Cross and Blue Shield officials said Wednesday they hope to settle a contract dispute with the Sisters of St.


Road salt prices soar as industry tries to keep up with demand

There are millions of tons of salt buried beneath various regions of the Earth, but whether a sufficient amount of it reaches the streets of Northwest Indiana and the south suburbs this winter is anyone's ...


backTalk for Wednesday, Oct. 1, 2008

Loyalties ill-advised Long live Sarkisian. School boards are not cheering sections.


Developer paying to restore Veterans Memorial

A local developer is footing the bill to restore the Veterans Memorial along U.S. 30.


Dyer man gets four years in credit card crime

A Dyer man was sentenced Thursday to four years in prison for using a stolen credit card at a Lowell smoke shop and violating his probation, the Lake County prosecutor's office reported.


Ind. House GOP has eye on NWI race

The south Lake County rematch between Republican state Rep. Don Lehe and Democrat Myron Sutton is one of the key races Indiana House Republicans are watching this fall as they seek to regain control of the ...


Bank opens new Schererville branch

American Savings, FSB's newest full-service branch recently opened at the corner of U.S. 41 and 78th Court in Schererville, just north of Lake Central High School.


Visclosky: GOP blocked communities' voice in rail mergers

House Republicans blocked proposed legislation to give communities more of a say in railroad expansions within their municipalities, U.S. Rep.


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