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Edwardsport, IN Mortgage Refinance in Indiana

We make it easy to get the lowest mortgage refinance interest rate in Edwardsport, IN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Edwardsport, IN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Edwardsport, Indiana drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Edwardsport, IN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of IN

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Edwardsport, Indiana News
Plans for downstate energy plant scrapped

A coal gasification plant promoted as a key part of Indiana's strategy to promote renewable energy will not be built.


Indiana coal-to-gas project bucks industry trend

In the heart of southwestern Indiana's coal country, Duke Energy Corp. crews are building what the company's CEO calls the power plant of the future -- a $2.35 billion complex where coal will be turned into a ...


Coal plant opponents seek Daniels e-mail records

Opponents of Duke Energy's $2 billion coal gasification plant want Gov. Mitch Daniels to turn over all communications from his office to state regulators and to Duke.


Coal gasification plant upheld

EDWARDSPORT The Indiana Court of Appeals upheld regulators' approval of Duke Energy's proposed $2.35 billion coal gasification power plant Thursday, handing a defeat to environmental groups that had opposed the ...


Villwock - Bowman Engagement

Betsy Villwock of Indianapolis and Luke Bowman of Greens Fork announce their engagement and approaching marriage.


Duke Energy winsround on coal plant

Duke Energy has prevailed in the latest round of an appeal brought by four environmental groups that sought to block construction of the $2.35 billion coal-gasification power plant in Edwardsport, Ind.


Daniels, Long Thompson Talk Energy Policy Proposals

Energy policy hasn't been a hot topic on Indiana political races, until gas prices hit $4.00 a gallon.


New Coal Gasification Plant Construction Underway

Construction is underway on a power plant in Edwardsport that will turn coal to natural gas.


A chance to clear dust: Union training program workers donating labor, getting on-the-job experience

Heavy equipment operators with the International Union of Operating Engineers local 841 are making dust and getting valuable training at Terre Haute's new Emergency Responder Training Academy on North Brown ...


IDEM, gov's office involved with other permit requests

BP Whiting's air permit wasn't the first time Gov. Mitch Daniels' office, the Indiana Department of Environmental Management and a major corporation collaborated on a public hearing.


Transcript: Duke Energy chat

If you have suggestions or comments about the HTO live discussions, please direct them to webstaff@heraldtimesonline.com >> Return to HTO live discussion page Steve Bahr & Angeline Protogere, Duke Energy ...


Communities in Knox County say they need to see more police

Some small towns in southern Indiana say they need more police protection. Small communities in Knox County say they are facing more crime, but seeing fewer cops.


Dems touting green job creation

Forget white or blue collar, when it comes to jobs, Democratic gubernatorial candidate Jill Long Thompson and running mate Dennie Oxley want to create green-collar jobs.


Duke, Daniels mark start of work on coal-gas plant

Months after a coal-gasification plant obtained a crucial air permit, Duke Energy Corp.'s CEO likened the $2.35 billion plant to an ''Apollo project for energy'' Monday during a ceremony marking its unofficial ...


Power plant construction

The old power plant in Edwardsport was one of the first in Indiana to use coal to generate electricity.


Duke, Daniels mark start of work on coal-gas plant

Months after a coal-gasification plant obtained a crucial air permit, Duke Energy Corp.'s CEO likened the $2.35 billion plant to an ''Apollo project for energy'' Monday during a ceremony marking its unofficial ...


Flood Buyouts

The White River is up again and leaking across a field on the northeast side of Edwardsport.


Tristate Regional News, Tuesday 6/17

Indianapolis Summary: Governor Tours Flood Damage In Southwest -- Yesterday, Governor Mitch Daniels got a first hand look at flood damage in Southwest Indiana.


Hospital offering free shots to flood victims

A Vincennes, Ind. hospital is offering free tetanus shots to victims of floodwaters that struck parts of Indiana and Illinois.


2008 Flooding A Replay Of 1913?

Indiana's flooding is shattering state records. In columbus, Edwardsport and Newberry, the White and Wabash rivers crested a foot higher than in the great flood of 1913.


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