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Lucerne, IN Divorce Buyout in Indiana

Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Indiana, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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Lucerne, Indiana News
Trucker accused of showing kids porn

State police arrested a Lucerne man they say exposed himself to two young boys and showed them pornographic movies inside the cab of his semi in Howard County.


Police blotter

Monday 5:53 a.m. - Property-damage accident, on 600W about one mile north of 100N.


Police blotter

Saturday 1:05 a.m. - Arrest. Tricia Jane Kelley, 36, Lucerne, was arrested on charges of false informing and theft.


Police blotter

Friday 3:54 a.m. - Burglary. Someone reportedly broke into a residence in the 100 block of Winn Street in Galveston and stole medication and a wallet.


Police blotter

Tuesday 11:45 a.m. - Property-damage accident, 2301 E. Market St. Vehicles driven by Alice M. Graham, 24, Indianapolis, and Dusty P. Laurent, 77, Logansport, collided in the parking lot.


Unique mower

Lucerne native builds "xtreme machine" lawn mower LUCERNE - Wayne Hardy was told he could never build the "extreme" lawn mower he got an idea from through a Web site devoted to the hobby that's becoming popular ...


Unique mower

Lucerne native builds "xtreme machine" lawn mower LUCERNE - Wayne Hardy was told he could never build the "extreme" lawn mower he got an idea from through a Web site devoted to the hobby that's becoming popular ...


Police blotter

Thursday 11:10 a.m. - Arrest. Eric Wayne Carter, 19, Lucerne, was arrested on a charge of failure to appear.


Sale offers variety of activities

Even though Jeff Lee didn't plan on buying something specific on Saturday morning, his wife Beth still went out for a day of shopping prepared with a list.


Wreck investigation continues

The Cass County Sheriff's Department is still investigating a single-vehicle crash that left two injured early Saturday. via Pharos-Tribune


Food drive set for Saturday

The 16th annual letter carrier food drive is Saturday. In 2007, the drive collected 70,745,176 pounds of food for the needy from postal customers nationwide, which brought the total for the first 15 years to ... via Pharos-Tribune


Public Forum

Voting centers create concerns First, let me indicate that this article is not from one of the "ouchy" people who lives in a precinct that will not have a voting place. via Pharos-Tribune


Rematch between McClain, Eller expected to be close

"The race this time around will be even more competitive because both candidates are well known throughout the district"

Republican primary will determine who holds House District 24 seat The close and sometimes tense race in the 2006 Republican primary clearly defined the differences between Indiana House District 24 Rep. via Pharos-Tribune


Police blotter

Friday 6:15 a.m. - Property-damage accident, Ind. 18 and 400E. A vehicle driven by Michael A. Leonard, 49, Camden, went off the road around a curve, spun and slid into a ditch. via Pharos-Tribune


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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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