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Modoc, IN FHA Loans in Indiana

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Modoc, IN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Modoc, Indiana News
Land trust collecting unwanted deer hides

CENTERVILLE, Ind. - Deer hunters who have unwanted deer hides can donate them to the Whitewater Valley Land Trust.


Harley W. Shaffer, 89

NEW CASTLE - Harley W. Shaffer, 89, New Castle resident, former longtime Modoc resident, passed away Friday morning, October 24, 2008 in Ball Hospital, Muncie.


Oct. 26: Arrest Log

* Indiana State Police troopers arrested Richard S. Fort, 45, of the 3200 block of Woodchase Lane, Marietta, Ga., at 3 a.m. Sunday along Scatterfield Road, south of 10th Street, on suspicion of operating a ...


Philip C. Conyers

Philip C. Conyers, age 74, of Connersville, passed away Friday, Sept. 19, 2008, at the Seton Specialty Hospital in Indianapolis.


College Notes

These area students earned degrees at the August commencement ceremony at the West Lafayette, Ind., university: Elizabeth Anne Burns of Liberty, master's degree in graduate studies; Eric Dennis Lumpkin of ...


Modoc winery, Randolph Co. winemakers drink in state fair success

MODOC, Ind. - One winery and five amateur winemakers from Randolph County earned honors during the Indiana State Fair Indy International Wine Competition.


Modoc man's murder trial postponed for at least 10th time

WINCHESTER - The trial of a rural Modoc man accused of fatally beating his wife more than four years ago has been postponed - for at least the 10th time.


Drinking to your health, right here in Indiana

We hold there's a smile in every cloud, yet can be a silly brood. We love stories and friendly crowds and good cheer and good food.


SERVICES

Catey, Allan B., of Williamsburg, Ind., died July 9. Service will be at 2 p.m. Monday at Thomas Memorial Chapel, Lynn, Ind., where visitation will be from 2-6 p.m. today.


Planning for a Wow! Cool! Fourth of July

Trying to sort out what to do to celebrate the nation's birthday this Fourth of July? Whether it's fireworks or celebrations, there is no shortage of choices.


Wining will be allowed

Wine enthusiasts rejoice. With two major wine events happening this week, the odds are handsome that both refined and amateur palate alike can find something quaffable, if not transcendent .


Modoc, Blountsville responders on call

LOSANTVILLE - There were no emergency calls to Losantville Monday night, the same night most of the town's firefighters walked off the job.


Losantville fire resignations may mean more work for Modoc

LOSANTVILLE, Ind. - The town of Losantville is without fire protection after the West Union volunteer fire chief and most of the town's firefighters resigned Monday night.


Modoc council, ag officials to discuss wastewater treatment project

MODOC, Ind. - The Modoc Town Council is meeting with United States Department of Agriculture Rural Development officials Friday to review the town's wastewater treatment project.


Wander out to Wilson for summer concerts, events

For its many fans, the traditional May opening of Wilson Wines is as much a cause for celebration as the return of mild weather. via Star-Press


Wayne Co. school boards meet in joint session Thursday

School boards from Wayne County's five public school systems are set to meet in a joint session Thursday at Earlham College. via Palladium-Item


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