Spencer, IN FHA Loans in Indiana
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Spencer, IN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of IN
| Spencer, Indiana News |
Wife of judge charged with driving while intoxicated
The wife of Morgan County Superior Court II Judge Christopher Burnham has been charged with operating a vehicle while intoxicated and operating a vehicle with a blood alcohol content of .08 percent.
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Five things I love
As head of event-planning company Kim King Smith Events, Smith has plenty of opportunities to scope out the best food and drink Indiana has to offer.
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Area Parks To Close For Deer Hunt
A series of state parks in Indiana are going to be closing down for a few days for deer hunters to come in and thin the herd.
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Deer hunter dies in apparent fall from tree stand
SPENCER, Ind. - Indiana Conservation officers say a deer hunter was found dead in a wooded area of Owen County, apparently after falling from a tree stand.
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Ada M. Naanes
Ada M. Naanes, 73, Spencer, passed away at the Owen Valley Health Campus, Sunday, Oct.
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Vigo drivers rejoice as gas prices tank
A long summer of high gas prices gave way to some relief over the weekend, as unleaded gasoline fell below $3 a gallon in the Wabash Valley.
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Former U.S. Senator Birch Bayh to Share Obama's Message of Change,
This Monday, Oct. 13 and Tuesday, Oct .14, former U.S. Senator Birch Bayh will campaign for the Obama-Biden ticket and other Democrats on the ballot this fall in Spencer, Bloomington, Brownsburg, Indianapolis, ...
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Lawrence County OWI Costs Monroe County Prosecutor His Job
A Spencer man was arrested for drunk driving in Lawrence County over the weekend, and that arrest has cost him his job at the Monroe County Prosecutor's Office.
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Governor's Biker Tour To Include Bloomington, Shoals, French Lick
Governor Mitch Daniels is firing up his hog and taking to the road this Friday. The governor's office says Daniels will be accompanying the American Bikers Aimed Toward Education group , through several stops ...
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Student death may be 2nd linked to drinking at Wabash College
The Wabash College student who died over the weekend appears to be the second freshman in a year to die in alcohol-related incidents during his first semester on campus.
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Snug in the woods
The first house ever built by Construction Resources, the angular home used 2" x 6" studs and was constructed to be energy efficient.
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Ellettsville Man Dies In Owen County Bike Wreck
An Ellettsville man is dead after a motorcycle accident yesterday near Spencer. Owen County and state police responded to the wreck that shut down US-231 north of Spencer.
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Police reports - Friday, Sept. 12, 2008
Howard County Arrests Monday, 9:28 p.m., police arrested Franklin Allen, 52, 1300 block of West Sycamore Street, at Sycamore and Philips streets, on a warrant for failure to appear for a fact-finding hearing.
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Body Found in Spencer, Indiana
Police say shortly after 9 this morning, The Spencer county sheriff's department got an emergency call from a farmer saying he found a human body while checking on his crops.
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Movie times
FRI 8/29 - SUN 8/31 Kung Fu Panda begins at dusk The Mummy: Tomb of the Dragon Emperor Tropic Thunder CINEMA 67 DRIVE-IN Junction of Highways 67 & 231 North, Spencer 879-4240 opens at 7:30 pm FRI 8/29 - SUN ...
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Truck Gets Stuck, Closes IN-46 Near Spencer
Indiana State Police have closed down IN-46 at the Fish Creek Bridge due to a semi that has gotten stuck.
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Around the area
The board of trustees of Morgan Hospital and Medical Center will hold its monthly board meeting at 6 p.m. Monday in the board room at the hospital, 2209 John R. Wooden Drive, in Martinsville.
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Farmers market rule requires vendors grow 50 percent of produce they sell
Amy and Jeff Spencer are helping to enforce a rule the Noblesville Farmers Market committee adopted this year requiring that vendors grow 50 percent of the produce they sell.
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Phone outage affecting IN customers
Update, Thur 7:25 am: Phone service has been restored to a good portion of southwestern Indiana.
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Cicero Seventh-Day Adventist Church
Its members recently returned from an Indiana Conference mission trip to Colorado to prepare and build a campsite, and in a few months they will venture on another Indiana Conference mission trip to Africa.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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