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Ashby, MA Mortgage Refinance in Massachusetts
We make it easy to get the lowest mortgage refinance interest rate in Ashby, MA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Ashby, MA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Ashby, Massachusetts drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Ashby, MA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of MA
| Ashby, Massachusetts News |
Ashby officer threatened by man wielding machete
A police officer responding to a 911 call was threatened by a man wielding a machete last night.
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The Posting Board
Turkey raffle: 7:30 p.m., VFW Post 6538, 491A Main Street; American Legion-sponsored annual turkey raffle.
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Falling fuel prices a boon for busing
Lower prices for diesel fuel have prompted North Middlesex Regional School District Superintendent Maureen Marshall to recommend exercising an option in the district's $1.6 million regular school transportation ...
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Voters will decide on $3 million plan for new Ashby Police Station
Duct tape is now holding the bottom of the Ashby Police Station front door together after it started coming apart a few weeks ago.
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Ashby official gets into scrap over metal sale
Highway Superintendent William Davis improperly held on to town money, planning to spend it on equipment for his department, according to Selectman Geoff Woollacott.
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All you want to know about firewood
How much is a cord of wood? Rick Muehlke knows it's a question many first-time wood-stove buyers cannot answer.
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Ashby Free Public Library announces Nov. attractions
The Ashby Free Public Library announces their November happenings. For more information, please contact 1- 386-5377. * Preschool Story and Craft, Tuesdays at 10:30 a.m. Drop in and enjoy stories and a related ...
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Stolen identity outrages sister
Jessica M. Goguen, 40, said she wasn't shocked when she read in the paper that she had been falsely identified by another woman who was arrested in Ashby.
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Rice easily wins re-election to House
State Rep. Robert L. Rice Jr., D-Gardner, coasted to a third term last night after defeating unenrolled candidate Carolyn A. Kamuda by a nearly 3-to-1 margin.
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Selectmen delay joining interstate water agreement
Selectmen have decided to delay joining a new initiative that would unite a number of communities in Massachusetts -- including Ashby, Lunenburg, Townsend, Pepperell and Groton -- with adjacent towns just ...
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Woman arrested after being found in homeowner's car
The Ashby police have charged Jessica Goguen, 40, of 15 Westminster Street, Ashburnham, with breaking and entering into a house and a motor vehicle and larceny over $250. On Sunday, Oct.
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Where to vote
Ashby Fitchburg -- Ward 1 -- Knights of Columbus Hall, 165 Electric Ave. -- Ward 5 -- MART Intermodal Station, 100 Main St.
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Free cash $1M lighter
Special Town Meeting voted overwhelmingly last night to use $1 million from the town's rainy-day fund to balance the 2009 operating budget rather than cut town services next year.
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Townsend posting board
Fall Fun Storytime: 10:30 a.m., Library lawn; Miss Stacy will tell stories on the lawn, in good weather only.
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Inquiry: Ashby officials do not know procurement laws
Lack of understanding of state laws and town policies led to the failed fire truck purchase that lost the town $350,000, according to Ken Brown, co-chairman of the Citizen's Committee on Procurement.
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Ashby committee that investigated failed truck purchase to give findings
The committee formed in the wake of the town's failed fire truck purchase will get a chance to present its findings to selectmen Wednesday night.
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Community Foundation accepting grant applications through Oct. 15
The Community Foundation of North Central Massachusetts and the Greater Lowell Community Foundation are accepting applications for grant funding from the Nashoba Valley Community Healthcare Fund through Oct.
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Incomes on the South Shore
A study by the University of Massachusetts shows incomes of families in Southeastern Massachusetts have generally trailed those in Greater Boston, the North Shore, and the Cape.
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The School Board
North Middlesex Regional School District is offering a full-day preschool, new for 2008-2009. The program is available to residents of Ashby, Pepperell and Townsend and will be held at the Varnum Brook ...
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Mental health awareness growing
Nelson J. Goguen of Ashby has seen improvements in the treatment and public awareness of mental illness since his son, now 50, was diagnosed with schizophrenia at age 11.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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