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Ashfield, MA FHA Loans in Massachusetts

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer Ashfield, MA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Return to fha loans in the state of MA

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Ashfield, Massachusetts News
Rev. John H. Snow

The Reverend John Hall Snow, 84, of Ashfield died Monday, Nov. 17, 2008, at his home, surrounded by his family.

Third Mohawk town calls for 0% growth

A third town in the eight-town Mohawk Trail Regional School District is calling on the school board not to raise the town's assessment for next school year.

Town-by-town results

Unofficial results of the general election held in Massachusetts on Nov. 4, 2008.

Richard L. Sprague

Richard L. Sprague, 81, of Ashfield, died Tuesday at home. Services will be private at the convenience of the family.

Nellie Foster

Nellie Foster, 93, longtime resident of Conway and later Northampton, went peacefully home to God, surrounded by her family, on Monday, Nov.

Buckland asks Mohawk school district for 0% increase

Although school budget planning is just beginning, a second town with the Mohawk Trail Regional School District is asking school officials for a ''zero percent'' assessment increase, given tough economic times.

Father of shooting victim speaks

There was a flurry of state and local police activity at the Westfield Sportsman Club, a day after eight-year-old Christopher Bizilj was killed there.

Heating oil hot topic: Towns in cooperative contracts get a small break

When several county towns collectively bought their winter oil supply last June, they thought they were protecting themselves against ever rising prices.

Fall tourism leaves slow summer behind

As much as fall colors, it's the green attracting international tourists to Franklin County this weekend -- greenbacks, that is.

See green technology up close

Kids who dive into the pool at YMCA's Camp Apex have good reason to be thankful for the sun.

On the trail: Fishin' time

What better time to wet your line than under clear, cool skies backdropped by brilliant colors reflected on a glassy water surface? So get out there for the annual fall trout-stocking that got under way this ...

Top PickYourOwn Apple Orchards in Franklin County Massachusetts

Franklin County is a fertile source of pick-your-own apple orchards. Like the rest of the apple orchards in Massachusetts, at the heart of the orchard is a family.

Big checks delivered at Big E

U.S. Secretary of Agriculture Ed Schafer visited the Eastern States Exposition Saturday, delivering checks totaling more than $1.6 million to help a pair of southern New England businesses.

Bright Future: Grant to give tree farm a makeover

With the help of a $43,000 rural development grant, the oldest tree farm in Massachusetts will be tapping into solar photovoltaic technology that could cut its electricity costs by 80 percent.

Growing older: 2-day summit will address issues of aging population in Franklin County

Following two well-attended Saturday morning ''conversation cafes'' on issues of aging and a winter heating forum, the Shelburne Falls Senior Center is hosting a two-day ''Summit on Aging'' this Friday and ...

Mother recalls heroic daughter

It will be 14 years ago this Dec. 22 that 28-year-old photo journalist Cynthia Elbaum of Ashfield, a 1989 graduate of Smith College in Northampton, was killed covering a Russian Federation air raid on the ...

Farms share bounty with seniors

Seniors filed through their senior center Tuesday afternoon, filling bags with fresh apples, cucumbers, lettuce, tomatoes and other produce grown on local farms.

'Quixote' a field of dreamy adventure

''The Illustrious Return of Don Quixote'' is enacted on the grounds of the former dairy farm that's been Double Edge's headquarters since 1994.

On the trail: Building bridges

Colrain historian Muriel Russell put a bug in my ear this week about a subject she knows I'm fond of, that being my third great-grandfather, Asaph Willis Snow, a carriage-maker who farmed some 350 acres ...

Warming to wood

Some homeowners are no longer knocking wood as a home heating source. "Honest to god, maybe it's because of the president or the economy or the oil and the news, but by late spring, I had all the orders I could ...

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