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Ashley Falls, MA FHA Loans in Massachusetts

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Ashley Falls, MA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Ashley Falls, Massachusetts News
Hailing slavery's demise

On Aug. 21, 1781, a local slave called Mum Bett, sued her master, Col. John Ashley, for her freedom, an unprecedented legal act in 18th century America.


Students make Dean's List

Two area students were recently named to the Dean's List at American International College.


Praise a free woman

She began as Mum Bett, a nameless slave. She became Elizabeth Freeman, an African-American woman who won her freedom 227 years ago without knowing how to read and write.


Exhibits, August 7-13

Celebrating the Gallery's 20th anniversary. Opening from 3 to 5 p.m. on Saturday.


Hidden clues on open trails

In this age of a 24-7, high-intensity media environment, even the caretakers of historical sites and tranquil nature retreats are finding that interactivity is the key to attracting visitors, especially ...


Bringing Home the Bacon

Pack your picnic basket and bug spray for a gourmet getaway in the Southern Berkshires .


Parade, event schedules posted

Memorial Day will be observed Monday, and local cities and towns have announced events to mark the day.


More than 500 kinds of wildflowers at Sheffield site

"Sometimes people don't like to pay the admission fee"

Springtime at Bartholomew's Cobble means a riot of wildflowers in bloom: Red-and-white trillium. via Berkshire Eagle


Tyer leaves race for Select Board

"Now I can focus on the year ahead."

An unexpected change of address has caused a Select Board candidate to withdraw from the race. via Berkshire Eagle


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