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Athol, MA FHA Loans in Massachusetts

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Athol, MA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Athol, Massachusetts News
Clubs to go smoke-free

The Board of Health has ruled that all private clubs in the city need to be smoke-free by June 1, 2009, a move that many club members - smokers and nonsmokers alike - feel infringes on their rights.


Orange Notebook

Ann G. Forcier 544-2652 *Today at 6 p.m., wildlife biologist Trina Moruzzi will be at the Wheeler Memorial Library in Orange to talk about how best to live with the wild animals in your backyard.


Just Plain Neighbors: Quabbin calendar depicts end of an era

As I said last week, this is the time of year for calendars. As is often the case, J.R. Greene from Athol sent his 24th annual Quabbin History calendar, featuring early photos of the area.


Speaker recalls soldiers' heroism

George Festa of Orange and his daughters, Lela, 6, and Mary, 5, stand at attention yesterday during the Veterans Day ceremonies in VFW Park in Athol.


Driver allegedly crashes car into store

A local woman faces several charges after allegedly crashing her car through the front door of a paint store, fleeing the scene, speeding past a state police officer and then crashing her car again near her ...


Why I switched to the young fella

The election is finally over. Our long American nightmare is finished, at least for two more years, when the campaigning starts again.


Local voters more liberal than state

Recorder/Paul Franz Traprock Peace Center activists rally for Obama victory on Greenfield Town Common Wednesday.


Students set sights on charitable deed

The concept of community service and volunteerism was foreign to Jaydon Fisher when his first-grade teacher at Holy Rosary School mentioned it to the class about a month ago.


Groups are preparing for Veterans Day observances

The medical van owned by Veterans Hospice Homestead of Fitchburg has the following schedule this week: *Tuesday: Acton Town Hall, from noon to 3 p.m. * Thursday: Athol American Legion, from 10 a.m. to 3 p.m. ...


Candidate assails incumbent 'arrogance'

A Democratic incumbent and a Republican frustrated by what he describes as arrogance on Beacon Hill will face off Tuesday for a House seat that represents Orange and Athol.


New traffic light ready to operate

If traffic lights are a measure of a community, it's time for Athol to get over its little-town blues.


Opposition to Question 1 widens

It's hard to ignore a ballot question that virtually every civic and business leader in Franklin County agree could have a ''devastating effect'' on life in Massachusetts -- even if you don't take them ...


'Living On The Edge' In Massachusetts

Linda Donaldson outside her Massachusetts home. She is worried about being able to afford heating bills this winter.


Incumbent Donelan faces Parks in 2nd Franklin District: Christopher Donelan

As he seeks a fourth term representing Greenfield, Orange, Athol and three more Franklin County towns in the state House, Christopher Donelan said to come up with ways to help small towns, ''You've got to think ...


Voters protect land in Athol

In an area rated among the top 1 percent of interior forests in the state, close to 1,000 acres will be preserved after two votes at the fall town meeting last night Voters approved entering into an agreement ...


Adams family back in business: Rebuilt Athol slaughterhouse reopens soon

By the time firefighters arrived just before midnight one Tuesday 22 months ago, the Adams Family Slaughterhouse was already engulfed in flames.


Just Plain Neighbors: Operation Touch of Home needs your help

We want to bring some comfort and joy to local men and women in the service during the coming holiday season, said Tessa White-Diemand, telling me about ''Operation Touch of Home,'' which she and Jessica ...


Regional digest

Police search for woman ORANGE -- Local and state police searched the area last night for a woman who left her home sometime after 9 Monday night.


Orange celebrates the harvest with festival

Residents gathered on South Main Street to enjoy the 15th annual Celebrate the Harvest Festival Sunday, which is sponsored by the Orange Business Association.


Out-of-control auto ravages nursery area

Fall is prime time for Shepardson Gardens, but a uninsured motorist last weekend set the family back a few months when she plowed her car through their fall display, destroying about $2,000 worth of plants, ...


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