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MA FHA Loans in Massachusetts

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer MA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for MA :
Babson Park Berkshire Boxborough Brockton
Baldwinville Berlin Boxford Brookfield
Barnstable Bernardston Boylston Brookline
Barre Beverly Braintree Brookline Village
Becket Billerica Brant Rock Bryantville
Bedford Blackstone Brewster Buckland
Belchertown Blandford Bridgewater Burlington
Bellingham Bolton Brighton Buzzards Bay
Belmont Bondsville Brimfield Byfield
Berkley Boston

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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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