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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for MA :

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Massachusetts News
Baby cut from womb suspect will return to Mass.

A woman accused of kidnapping a baby girl who had been cut from her mother's womb has agreed to return to Massachusetts from New Hampshire to face charges.

Mass AG now favors change in Senate succession law

Democratic candidate Martha Coakley now says she favors an interim appointment to fill a Senate vacancy in Massachusetts, after previously dodging the question.

Committee recommends Mass. elderly driver bill

A key legislative committee is recommending a bill that would require drivers 75 and older to pass cognitive and physical tests.

President and CEO of investment manager Rockefeller & Co. found dead in Mass.

Massachusetts investigators say James S. McDonald, president and chief executive of investment management firm Rockefeller & Co., has died of an apparently self-inflicted gunshot wound.

More Mass. communities have EEE, West Nile Virus

State health officials say more pools of mosquitoes have tested positive for Eastern equine encephalitis and West Nile Virus in several parts of Massachusetts.

Court: Police Chief Used Town Money For Guns

A former western Massachusetts police chief has been sentenced to two years behind bars after pleading guilty to larceny charges.

Study: More Mass. primary docs closed to patients

Primary care doctors are in increasingly short supply in Massachusetts, and more are closing their doors to new patients, according to a new study released Monday by the Massachusetts Medical Society.

Mass. gas prices drop a penny a gallon

The average price for a gallon of gas in Massachusetts dropped a penny, the second straight week prices have fallen, AAA Southern New England reported.

'Miracle cure' deacon to visit city

A Roman Catholic deacon whose recovery from a crippling spinal disease after praying to a Victorian cardinal was approved as a miracle by the Vatican is to visit Oxford.

Mass. AG maneuvered for year for Kennedy race

Attorney General Martha Coakley's fast start in the campaign to succeed the late Sen.

Where to Find Hayrides in Massachusetts

Living in in New England fall hayrides were always a favorite thing for my family and I to do when the leaves started turning brown.

Travel by Beer: Maine, Vermont, Massachusetts

Beer enthusiasts not only love great beer, but they love to travel and take in the entire beer experience.

Mass to join NH, VT to help dairy farmers

Massachusetts is set to join a regional push to help New England's struggling dairy farmers.

Frank Finds Friendly Crowd At Town Hall

Rep. Barney Frank hosts a town hall meeting, and this one is much calmer than the last time the Massachusetts congressman faced a public concerned about health care reform.

Funeral Mass Scheduled For Mass. Soldier

Residents of three Massachusetts communities are paying their final respects to a soldier killed in Iraq.

Mass. state Sen. Brown, a Republican, to run for Senate seat vacated by death of Kennedy

Republican state Sen. Scott Brown says he's running for the late Edward Kennedy's Senate seat in Massachusetts.

Heckling of president is rare in American history

Years earlier on the House floor, a representative from Vermont attacked a colleague from Connecticut - also with a cane - only to be attacked himself with a pair of fireplace tongs.

Federal judge in Mass. drops Sullivan's pot charge

A reluctant federal judge in Massachusetts has dropped a marijuana possession charge against author and blogger Andrew Sullivan.

Mass. Rep. Markey won't run for Ted Kennedy's seat

Massachusetts Rep. Edward Markey says he won't jump into the race to succeed the late Sen.

Mass. Transportation Chief Out Come Nov. 1

A top state transportation official says Massachusetts Transportation Secretary James Aloisi is resigning but sources tell NewsCenter 5 he is not stepping down -- his job is going away.

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