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Allen, MD Divorce Buyout in Maryland

Since 1979 Somerset Mortgage Lenders Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Maryland, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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Allen, Maryland News
Police & Fire Report

EDEN -- The Maryland State Fire Marshal's Office is investigating what caused a Backbone Road fire Friday.


Massive Allen Pork Project

What local historians believe to be the most expensive public works project in the 306 year history of Allen, Maryland is underway as we speak.


Independence has new meaning for teens

Allison and Caitlin Ford of Waldorf recently lent a hand at the 232nd anniversary of the adoption of the Declaration of Independence at the National Archives on July 4. Allison and Caitlin volunteered during ...


Chairman of the board

SALISBURY -- Tim Wikander first learned to balance on a skateboard in kindergarten.


Grill likely cause of Marriottsville fire

No one was injured in an early morning fire at a Marriottsville home Monday that was likely started by embers from a charcoal grill, according to the State Fire Marshal's Office.


Land ownership delays tribe's grant

PRINCESS ANNE -- Somerset County Commissioners delayed support of a grant application by the Accohannock Indian Tribe Inc.


Grill likely cause of Marriottsville fire

No one was injured in an early morning fire at a Marriottsville home Monday that was likely started by embers from a charcoal grill, according to the State Fire Marshal's Office.


Details emerge about landfill suspects

SALISBURY -- The top-ranking county employee indicted in an alleged theft ring at the Wicomico landfill had purchased a home from an alleged co-conspirator and owed him large sums of money, police say.


Maps further dispute of Accohannock territory

MARION STATION -- Members of the Accohannock Indian Tribe Inc., who came under attack last week for what some call inaccuracies and even blatant lies in a history posted on the tribe's Web site, said they stand ...


Critics accuse Accohannocks of 'false' depiction

PRINCESS ANNE -- Members of the Accohannock Indian Tribe seeking $1.5 million in state Community Development Block Grant funds faced several critics Tuesday who said the group does not accurately interpret ...


All Clear: Route 13 mishap snarls traffic; travel normal for P.M. commute

A traffiic snarl on southbound Route 13 following a two-vehicle crash Wednesday at the Eden-Allen Road intersection has been cleared in time for the afternoon commute.


Our Towns

ANNAPOLIS -- Comptroller Peter Franchot may have to be later than he'd like at this year's Tawes Crab and Clam Bake in Crisfield.


From fruit to fruition

ALLEN -- Propose a toast -- Wicomico County's first winery is open for business.


Special Worship Services

Bethel United Methodist Church Laurel The Harvesters Quartet will be in concert Friday at 7 p.m. The concert is free, but a love offering will be taken for the group.


Wicomico Farmers Worried About County Plan

There are parts of the county where the lines are not clear. Farmland is in backyards, or is it that backyards are on top of farmland? 07/02/2008 9:44 PM ET SALISBURY , Md.- Farmland makes up two-thirds of ...


Tomato season looms on Shore

SALISBURY -- After months of watering, planting and other maintenance, many local farmers and gardeners are looking forward to reaping the fruits of their labor.


Bordeleau Winery serves up July Fourth open house

What are you doing this Fourth of July? My plans include making homemade ice cream for the Lions Club community picnic in Allen, watching my children in the village parade and saving just enough energy for ...


What They Didn't Teach You in Med School: Entrepreneurial Approach Is ...

Against a backdrop of escalating insurance costs, increased staff turnover and Internet-savvy patients, today ' s physicians need more than a medical degree.


Area Deaths

ALBERT JAMES ALLEN SR., 81, of Snow Hill died Wednesday, June 18, 2008, at Peninsula Regional Medical Center.


Taste away, wine lovers: Wicomico vineyard opens

Wine lovers, rejoice! Wicomico County's very own Bordeleau Winery is now up and running and open for weekend tastings.


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