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Smithsburg, MD FHA Loans in Maryland

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Smithsburg, MD residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Smithsburg, Maryland News
Fairplay Volunteer Fire Company controversy to be discussed

When members of the Washington County Volunteer Fire and Rescue Association gather Thursday in Smithsburg for the organization's monthly meeting, controversial issues involving the Fairplay Volunteer Fire ...


Man Sentenced In Hagerstown Motorcycle Death

A man has been sentenced to 10 years in prison in the death of a motorcyclist in May in Hagerstown.


Residents share views on services for veterans

By MIKKEL WALLECH HAGERSTOWN With Veterans Day upon us and our troops involved in two wars abroad, local residents talked Monday about what more could be done to recognize those who have served, and what they ...


Custer steps down as Wildcats coach

By TIM KOELBLE Adrian Custer compiled a 15-45 record in six years as Williamsport's head football coach.


Smithsburg junior tries out for Barbara Ingram School for the Arts

Clare McMahon was one of about 50 students at a workshop Monday to learn about the application process for the Barbara Ingram School for the Arts.


Rebels will move to 3A in MPSSAA's proposed classification alignments

The Maryland Public Secondary Schools Athletic Association has released the proposed classification alignments for the 2009-10 and 2010-11 school years.


More tips for recycling catalogs

I have several things on my mind this week. First, I was elated to see that someone reads Leif E. Green.


Speakers at Smithsburg meeting tell lawmakers to fund education, safety

As Maryland legislators prepare to tackle a potential $1 billion budget shortfall, local residents and officials pleaded with them to protect funding for education and public safety, and offered suggestions for ...


washington county

Authorities in Pennsylvania on Tuesday apprehended a man wanted in a fatal shooting last month in Hagerstown when he took two people to visit someone at a Pennsylvania prison.


Weather nice for 84th Annual Alsatia Mummers Parade

People crowded the streets of Hagerstown Saturday night, some hanging out of windows and others crowded into restaurants and storefronts as the 84th Alsatia Mummers Parade made its way along Potomac Street.


washington county

Like many of the joint replacement patients who gathered at the Elks Lodge for a reunion Sunday, Shirley Rogers remembers a time when she thought she might spend the rest of her life with a walker or in a ...


Palma-White Bout Called Off; Palma Announces Retirement

The Beltway Boxing "November to Remember" lost one of its scheduled rematches. In a BATB exclusive , Virginia State Lightweight champ Jaime "The Punisher" Palma announced that his rematch with Smithsburg, MD's ...


Joint replacement patients gather to celebrate friendships

Dr. Ralph Salvagno visits with former joint replacement surgery patients Sunday during a reunion at the Elks Lodge in Hagerstown.


Life on the road: Showing livestock requires time away from home

Families who show champion livestock know what it's like to be on the road, far from home.


Smithsburg's Lee wins state title

Smithsburg junior Haeun Lee came from three strokes behind to win the 2008 Maryland girls state championship on Thursday at Potomac Ridge Golf Club.


Washington County's first senior center celebrates grand opening

More than 60 people turned out Tuesday for the grand opening of Washington County's first senior center.


Fire causes about $25,000 in damage to Jefferson Blvd. home

Firefighters responded Monday afternoon to a house fire in the 20600 block of Jefferson Boulevard, the State Fire Marshal said.


Book about Smithsburg leads to self-discovery

It's the story of Small Town, America. Teenagers grow up some place and dream of nothing more than to break free.


Police blotter

SMITHSBURG a ' A Cavetown man faces charges of armed robbery after he held up a Jefferson Boulevard Rite Aid of drugs and claimed to have a bomb in a shoebox, according to the Washington County Sheriff's ...


Dirt flies in Galena

Chris Condon, of Smithsburg, Md., holds instructions on a sign for his son, Tyler Condon, during a preliminary race this weekend at the Branson USA Nationals in Galena.


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