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Calais, ME Mortgage Refinance in Maine
We make it easy to get the lowest mortgage refinance interest rate in Calais, ME.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Calais, ME residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Calais, Maine drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Calais, ME residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of ME
| Calais, Maine News |
Op-ed: column: Exceeding its limits
As a child, I was surprised when we crossed the Canadian border from Calais, Maine, to St.
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Expanded Definition of Our Borders Raises Civil Liberties Issues
As a child I was surprised when we crossed the Canadian border from Calais, Maine to St.
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Maine firefighters lay brother to rest
"There is an ugly rumor in Fort Kent, and I am certain it is no more than a rumor, of a wealthy " "Solo: You're right its about the children.
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Calais Man Sentenced on Gun Charges
A Calais man will spend a year in prison after pleading guilty to transferring a gun to a nonresident of Maine... A man from CalaisA has been sentenced to a year and a day in prison for transferring a firearm ...
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Calais man sentenced in gun case
"On 11/22/08 at 07:55 AM, Mainelyme wrote: Racism and fear of people who appear to be slightly " The not-so secret life of racism "Just shows how the court system works, not well at all.
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Down East airport plan narrows to two sites:
"Many years back now, my husband and I had to fight tooth and nail with the school district for our " Special Needs Parents "I am so sorry for the family - what a brutal murder.
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Deliberation to begin on former tribal governor
Deliberation to begin on former tribal governor BANGOR, Maine - The jury is expected to begin deliberations today in the federal trial of a former Indian Township Passamaquoddy tribal governor and the tribe's ...
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New highway built over recycled tires
By the end of the month, travellers will be off the old Highway 1 and cruising down the new four-lane highway.
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Armchair History New Book Showcases Down East's Most Popular Historical Photographs
What's in a Picture, published by Down East. Surveys, letters from readers, and comments submitted online all tell us the same thing: Down East readers love history.
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2 injured in head-on Robbinston collision
The Washington County Sheriff's Department is investigating. ROBBINSTON, Maine - Two people were injured Wednesday in a two-car, head-on collision on Route 1. At 2:50 p.m. the Washington County Sheriff's ...
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Cancer patients hear messages of hope
Cancer patients hear messages of hope ELLSWORTH, Maine - The most dreaded words in the English language may be "You have cancer," but an inspirational survivor assured about 200 people affected by the group of ...
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Cart Caravan Creates Spectacle On US 1 In Maine
A rolling caravan of carts pushed by a man and a woman claiming to have traveled 2,400 miles from Miami is creating a spectacle along U.S. 1 in Maine and raising questions as to why the two are heading north as ...
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Time for change: Canadians express hope:
"Yes I did. 17 letters in the Hawaiian language, tainted birth certificates and the only state you " "Good Idea." Time for change: Canadians express "Having lived in CT I can tell you that health insurance is ...
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Quoddy Bay withdraws request for state permits
Quoddy Bay LNG has withdrawn its request for state permits to build a proposed liquefied natural gas terminal on the Passamaquoddy Indian reservation at Pleasant Point in eastern Maine.
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Obama prevails in bellwether Calais voting
Obama prevails in bellwether Calais voting CALAIS, Maine - As Calais High School goes, so goes the nation - at least that is what has happened for nearly three decades.
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Jury selection bias nullifies sex trial
Jury selection bias nullifies sex trial MACHIAS, Maine - A Washington County Superior Court judge Tuesday declared that the jury selection process in the trial of a Calais man charged with three counts of ...
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The AP Backs Down
Because the decision to halt the new pricing plan will reduce AP's revenues next year, officials at the wire service say they'll be forced to make staff reductions, with layoffs likely.
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Casino proposal gets mixed reviews Down East
Question 2: Oxford County Casino Casino proposal gets mixed reviews Down East CALAIS, Maine - A Las Vegas developer's desire to build a casino in Oxford County has some people here betting it will pass while ...
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Idaho fugitive returning home from N.B.
One of Saint John's most notorious visitors is heading home. Idaho fugitive Alisha Deann Baker has been deported, confirmed Jennifer Morrison, spokeswoman for the Canada Border Services Agency.
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Panel explaining 45th parallel marker unveiled
Panel explaining 45th parallel marker unveiled State Rep. Anne Perry , D-Calais, surveyor Robert Costa of Perry and state Sen.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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