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Almont, MI Divorce Buyout in Michigan

Since 1979 Somerset Mortgage Lenders Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Michigan, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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Almont, Michigan News
Graduation rates in county far exceed national average

Most Lapeer County public high schools had a graduation rate better than 85 percent including Quest Alternative High School with a whopping 87 percent rate.


Almont's Zott switches to QB for Raiders

This season the Almont Raiders boast arguably the best athlete in the Blue Water Area Conference and maybe in the entire area in new Quarterback Neal Zott.


Road may be renamed to honor 4-star general

Seven miles of rural roadway could soon rise to the rank of a four-star general.


Two area districts still working on teacher contracts as school begins

The dawn of a new school year around Lapeer County finds teachers without contracts in Almont and Dryden, along with new personnel.


Lawyer wants charges dismissed in landfill case

A Huron County District Court judge will consider dropping racketeering and money laundering charges against the former owners of a waste removal company.


The all-purpose peach

Michigan is home to several varieties of juicy peaches. "In certain parts of Michigan, most notably the Romeo/Almont area, they have a wonderful peach crop," says Bob Tritten, district extension fruit educator ...


Dominek's goal propels Memphis

MEMPHIS -- Andrew Dominek scored with eight minutes remaining Monday to lift Memphis past Dryden in nonconference action, 4-3. David Odziana added two goals and an assist, and Jason Bryson also scored for ...


Fall Harvest Days offers peek at farming of past

The 24th annual Fall Harvest Days at Goodells County Park began Friday, attracting people who wanted to see or display antique farm equipment.


Lapeer Deputies Find Large Pot Farm

Sheriff Kalanquin, of the Lapeer County Sheriff's office, received a tip that led to the seizure of a large amount of marijuana growing in a field in Almont Township.


More than 560 marijuana plants recovered by police in farm field

Law enforcement seized over 567 pot plants, worth more than $1 million, growing in a farmer's field Thursday.


Marijuana Busts In Oakland, Macomb, Lapeer Counties

A major drug bust in Lapeer County as Sheriff's detectives find more than one-million dollars worth of marijuana growing in a field.


Lapeer Co. authorities seize $1.1M in pot plants

Authorities in Lapeer County have seized marijuana plants worth more than $1 million.


Mixed reaction from local educators on state's student funding

Gov. Jennifer M. Granholm signed legislation last week to provide funding for Michigan's K-12 schools resultant in more money per Lapeer County public school student.


Imlay City apartment fire displaces two residents

Spilled hot cooking oil was a recipe for a fire that displaced two residents and sickened a pet cat at the Hickory Square Apartments Friday afternoon.


Few 'bad holes' lead to Canto's 94

GAYLORD -- A day after netting some awards during a skills competition, Carlia Canto suffered some bad bounces Monday at the Top 50 Tour Midwest Junior Championships.


Tuesday's election results in seat changes

It will be Kevin Daley versus Bill Marquardt in the fall general election for state representative of the 82nd District.


The great Almont incest competition, part 1

Or, how Leana got her groove back. It all started one summer night in Almont Michigan, known for its extensive culture and refinement.


Homeless rate among students on rise in county

Ninety-one Lapeer County students were accounted as being homeless at the end of the 2007-08 year.


Firefighters able to save house following lightning strike Friday

Lightning struck a local home Friday night sparking a fire. About 8 p.m., during the storm, a house in the 7600 block of Ross Road was hit.


Farmers market attracts crowd

The Vantage Point farmers market opened at 8 a.m. Saturday, and quickly attracted customers.


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