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Applegate, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer Applegate, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Applegate, Michigan News
On the rocks

Heavy-metal and hard-rock bands are getting ready to jam in Port Sanilac. Rock the Docks features seven bands performing high-energy music from 5 to 11 p.m Saturday night in the harbor.

Gas prices push change

As gas prices continue to increase, residents are making changes to offset ballooning fuel budgets.

Croswell to township: No EMS

Croswell EMS will no longer be routinely dispatched to Sanilac Township. Last week township officials voted not to join the Southeastern Ambulance Authority, which has been proposed by Croswell EMS.

Churches Corner

A stuffed roast pork dinner will be served from 5 to 7 p.m. today in the church.

Croswell man hurt during two-car crash

A 44-year-old Croswell man suffered minor injuries after he drove his pickup truck into the path of an oncoming vehicle at the corner of Old 51 and Aitken Road, Croswell at about 11:30 a.m. Saturday. via Times Herald

New school board members elected

Several new school board members and one incumbent were elected in the May 6 election. via Sanilac County News

Death Notices

PORT HURON -- Richard Roy James, 61, died Friday, April 11, 2008. Survived by his wife, Karen. via The Times Herald

The Joyful Sounds Quartet

The Joyful Sounds Quartet of Port Huron, presented a gospel concert to a sold out crowd on New Years Eve at Applegate United Methodist Church. via The Times Herald

Tennessee: Police Kill Shooting Suspect

A man suspected of killing a customer and wounding a manager at a Knoxville restaurant on Saturday was shot and killed by the police on Sunday, the authorities said. via New York Times

Police look for suspect following deadly TN restaurant shooting

Police in Tennessee are looking for a suspect in a deadly shooting at Knoxville Hooters in a dispute over the bill. via WTSP-TV Saint Petersburg

Upset Man Opens Fire, Kills 1 At Hooters

A customer who was upset over his tab fired several shots into a Hooters restaurant Saturday, killing one person and seriously wounding a manager, police said.

Police were searching for the man, who left on foot just after midnight, Lt. Kenny Miller said.

Managers asked the man to leave after he refused to pay his bill. He then went outside and started firing a .40-caliber handgun at the building, police said.

The shots hit another customer identified as 35-year-old Stacey Sherman of Applegate, Mich. Sherman, who police believed was visiting family for the holidays, died later at a hospital. Read more

Lexington shops adding winter hours

"There are still a lot of people that live up here and also have second homes up here and they come up here all year round"

LEXINGTON- Local business owners say this year the village of Lexington will not be the frozen ghost town it has been during the winter season. via The Times Herald

Furnace to blame for fire

Sgt. Jim Bush, the Michigan State Police's fire marshal, has determined that a Thursday fire at a home in the 2900 block of Rowe Road started in the furnace. via Times Herald

Firefighter injured in Applegate

Fire departments in the Blue Water Area battled three blazes Thursday, including one that sent a Croswell firefighter to the hospital. via The Times Herald

Sanilac authorities called to rollover accident

Sanilac County emergency crews have been called to a report of a one-vehicle rollover accident in the area of Church and Rowe roads in Washington Township. via Times Herald

It's electrifying

"The kids are working really hard on this show"

Students throughout the Blue Water Area are treading the boards this month as the high school theater season springs to life. via The Times Herald

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