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Atlas, MI Mortgage Refinance in Michigan

We make it easy to get the lowest mortgage refinance interest rate in Atlas, MI.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Atlas, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Atlas, Michigan drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Atlas, MI residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Understanding Your Credit
Your Interest Rate

" Traditional banks make their customer fit the loan; at Somerset Mortgage Lenders we make our loan fit the customer. "

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Atlas, Michigan News
Continue reading "Passerby saves dogs from burning home in Atlas Township; no one hurt"

A passerby saved two dogs in the garage of a burning Atlas Township home Sunday morning.


Flint Journal Editorial: Upset of incumbents reflects public's mood

Incumbent politicians might want to duck for cover if last Tuesday's electoral slaughter in Genesee County is a fair gauge of voter sentiment.


Continue reading "Circuit Court judges issue sentences to defendants in Genesee County"

Allen, Michael D.W., 21, of Flint; 2 years probation for attempted carrying a concealed weapon; July 30, Genesee Circuit Judge Richard B. Yuille.


Voters choose new names in township supervisor races

When it comes to township supervisors, voters booted a number of incumbents. The final decisions will be made in November, but a lot of familiar names will not be on the ballot in the general election.


Using AI With GCC to Speed Up Mobile Design

Atlasite writes "The WSJ is reporting on a EU project called Milepost aimed at integrating AI inside GCC .


Goodrich's golf team wins a Genesee Area Conference triangular meet...

Posted by The Flint Journal April 30, 2008 23:39PM Goodrich 169, Mt. Morris 212, Bentley 243: For Goodrich, Colin Angle shot 40 and Caleb Jones shot 42 at Atlas Valley Country Club. via The Flint Journal


Administrator saying goodbye to Bentley after 34 years

"I knew since the sixth grade I wanted to go into education"

Which Bentley administrator is retiring July 1 after working in all five Bentley buildings? Hint: He's known for his candor, his skeet shooting team and his morning warning, "You don't want to cross me, I ... via Burton News


Say grace? They dance it

What does it take to get 52 fourth- through 12th-grade girls to synchronize graceful dance movements? Patience, determination and prayer, says Linda Nuechterlein, director of the Girls of Grace Christian Dance ... via Saginaw News


Mentally ill inmates cost $400M year

"They have to take responsibility. There will be no sentence for a year"

Corrections officials say more than 12,500 of Michigan's 50,000-plus prison inmates -- 1 in 4 -- have a history of mental illness. via Detroit News


NRC Reviews, DNR Director Recommends Land Consolidation Proposal for the Final 12 Counties

"We have reviewed the final set of counties in this very comprehensive process"

The Michigan Natural Resources Commission at its meeting Thursday reviewed recommendations and boundary changes to state land in the final 12 counties as a part of the ongoing process to consolidate the state's ... via State of Michigan


Bread store shuts doors

"We don't know what we would do without you"

Karen E. Whisman lost her job when Aunt Millie's Outlet closed, but she says the Saginaw community lost much more. via Saginaw News


Genesee County task force targets hate crimes

"If you have police doing sting operations to catch gay people, why are gay people then going to go to police to report hate crimes?"

It was the repeated use of the word faggot that made Dave Garcia of Swartz Creek decide he had had enough. via The Flint Journal


Baker, UM-Flint, MCC work together to diversify teaching ranks

"We hope the program will continue to receive funding so that we can have money for them a second year as well"

FLINT TWP., Michigan -- Lorenzo Jones has always wanted to be a teacher, which means he should get accustomed to being surrounded by women. via The Flint Journal


Recent sentencings in Genesee County Circuit Court

Artis, Calvin L., 23, of Mt. Morris; one year Genesee County Jail each and discharge from probation for probation violations on 2006 convictions of possession of a controlled substance less than 25 grams and ... via The Flint Journal


MDOT starts US-31 bridge repairs - archive

"We are getting an early start on this project because US-31 in Oceana County is a popular summer tourist route"

Posted: 4-3-2008 MDOT starts US-31 bridge repairs - archive The Michigan Department of Transportation began rehabilitation work Monday, March 31, on US-31 bridges over Buchanan Road north of the Shelby Road ... via Oceana's Herald-Journal


Chamber lauds 2007 development, plans for 2008

"We're hoping something comes out of that within 60 days."

Genesee Regional Chamber of Commerce economic development efforts in 2007: New businesses: Four companies with an estimated 129 jobs. via The Flint Journal


Genesee County cell phone users to pay new $1.24 monthly fee, home phone lines see reduced charge

"We've never been able to get a good count on how many cell phones there are in the county"

A new fee is coming to your cell phone. Expect to fork over an extra $1.24 per month starting in July for your cell phone as well as other communication gadgets such as voice over Internet protocol. via The Flint Journal


'Partners' aims to focus on economic growth

"We could have really been out ahead of the game"

'Partners' aims to focus on economic growth GENESEE COUNTY By Ron Fonger rfonger@flintjournal.com 810.766.6317 QUICK TAKE Partners for Progress A new program of the Genesee Regional Chamber of Commerce's ... via The Flint Journal


After state court rejects Flint's appeal, residents wonder if they...

"We couldn't sell our house now. Who would buy it?"

It doesn't seem real to Denise Soles yet, but unless the Michigan Supreme Court intervenes, Soles and six other families will receive a total of about $1.5 million from Flint as compensation for sewers flooding ... via The Flint Journal


Granholm visits UM-Flint Early College pilot

"We want to learn what has gone right"

Gov. Jennifer Granholm got a firsthand look at the Genesee Early College high school program Tuesday and said she likes what she saw. via The Flint Journal


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