Empire, MI Mortgage Refinance in Michigan
We make it easy to get the lowest mortgage refinance interest rate in Empire, MI.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Empire, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Empire, Michigan drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Empire, MI residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of MI
| Empire, Michigan News |
Leelanau County News, Leelanau Enterprise
Violation of zoning causes relocation to Empire Twp. The "peace pole" maker will be moving within the next few weeks.
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Library 'Friends' holding book drive
Friends of the Glen Lake Community Library are holding its 10th annual holiday book drive for children.
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'Big Wheel' turns in documentary
What started out as a three-month project turned into a three-year undertaking -- and 20 years later, a 50-minute documentary.
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Sleeping Bear Dunes could add trail, wilderness
The Sleeping Bear Dunes National Lakeshore could be in line for a makeover that includes a 35-mile hiking trail and the setting aside of 45 percent of the land as protected, roadless wilderness.
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Residents explain reasons behind signs
Political yard signs advertise which candidates the homeowner supports, but they don't tell the whole story.
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Kentpex Stamp Show and Bourse
The Stamp Collecting Round-Up had a cameo appearance in an exhibit at the fifty-first annual Kentpex Stamp Show and Bourse on Oct.
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Candidates battle for Leelanau board
Four of the seven seats on the Leelanau County board of commissioners are up for grabs in the November election.
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Northern Notes: Thanks to a friend
Pam King is risking embarrassing her friend Dale Schultz of Empire who saved her life in the hopes that she can encourage others to learn first aid, CPR and the Heimlich maneuver.
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Letters At Issue: Nov. Elections:
Recent actions by the Republican-dominated Benzie County Board of Commissioners have put an exclamation mark on a pattern of management that discourages public participation in the budget process and treats ...
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Presents Artist-in-Residence Program
Superintendent Dusty Shultz is pleased to introduce Octobera TMs Artist-in-Residence at Sleeping Bear Dunes National Lakeshore.
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M-72 road construction
Commuters who drive M-72 from Empire to Traverse City could face some delays starting next week.
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Letters At Issue: Nov. Elections:
Michigan's 8.9 percent unemployment rate is the nation's highest; energy prices are soaring; and we face difficult economic times.
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Couple: We saw 3 men break tree
A Jackson-area couple say they saw three young men break the iconic "pitchfork" tree at the Empire Bluffs that had inspired artists and photographers for years, but a ranger said there is still not enough ...
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New duties announced for priests
St. Mary Church in Lake Leelanau has announced that the Rev. Donald Libby, the associate pastor, has been named temporary administrator at Holy Rosary Church in Cedar and St.
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Building activity pace quickens
Despite 29 new permits, '08 pace still behind '07. Despite a pickup in activity over the latest two-week reporting period, the number of building permits and the construction values associated with the permits ...
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Snow fence use debated to help block beach sand
Will the Village of Empire install more snow fencing to help stem the flow of beach sand blowing onto the Village Beach parking lot? The Village Council will address the issue at its meeting in October.
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10 blood donors recognized
Michigan Community Blood Centers has recognized 10 Leelanau County residents for achieving new blood donation levels during August.
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If you go to Sleeping Bear Dunes
Deals at the Homestead: A massage at Amira Spa is included in the Girlfriends Getaway package offered each weekend this fall.
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Talk of the County - Larry Lassaline
LARRY LASSALINE of Elmwood Township is a retired banker who's lived in Leelanau County since 2000, and a Detroit Red Wings supporter.
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Motorist treated after driving over hole in road
A 61-year-old Empire woman was treated and released for minor injuries she received after driving her vehicle into a four-inch hole in the road.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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