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Essexville, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer Essexville, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Essexville, Michigan News
Police give 127-page report to county prosecutor's office

A 127-page police investigation report was filed with the Isabella County Prosecutor's office this week regarding the October brawl at the Delta Chi fraternity house.

REACH program aims to provide mentorship opportunities in spring

An organization aimed toward students' future career development will start next semester.

Remodeled restaurant re-opening in Saginaw

Johanne Luth, owner and president of McDonald's restaurants in Bay City, Essexville and Saginaw, announces the re-opening of a McDonald's restaurant at 3200 Holland Ave., Saginaw.

Changes to a high school athletic policy have some parents taking...

Changes to a high school athletic policy have some parents taking sides over how the rules impact students.

The Saginaw News Women's Expo

Michael Hollenbeck/The Saginaw News Cindy Adamowski, 54, of Essexville, sets out jewelry from Design's By WJC as she is helped by her granddaughter Ava Christensen, 5, during set-up for the Women's Expo ...

ginaw County Sports Hall of Fame

MATTHEW STEPHENS/The Saginaw News Terry McDermott, 68, originally of Essexville, and Joe McDonald, 87, of Saginaw Township, and Dick Somalski, 84, of Essexville were at the Saginaw County Sports Hall of Fame ...

Mild temperatures, clear skies combine to make Fright Night a hauntingly Happy Halloween

Bay City youths transformed into superheroes, ghouls and pop culture icons Friday night as they looted homes of large quantities of Halloween candy.

Talk to the animals when Garber puts on 'Dr. Dolittle'

If animals could speak, what would they say? Dr. Dolittle knows. The kindly veterinarian has the ability hear them.

Krygier, now a Dem, meets GOP challenger Wagner in 5th District

The last time Ernie Krygier ran for the Bay County Board of Commissioners, he ran on the Republican ticket.

Essexville-Hampton Hughes Elementary students 'Discover America'

Jeff Attkinson, a 10-year-old fifth-grade student at Essexville-Hampton Hughes Elementary, celebrates after blowing the United Van Lines truck horn during a tour of the cab.

Fish Report

Steelhead action has picked up as the salmon runs are pretty much done, the Michigan Department of Natural Resources said Wednesday.

Island Park tailgate to support Delta Chi

Delta Chi fraternity will be tailgating at Island Park instead of gathering in Lot 63 for Saturday's football game.

Essexville neighborhood watch meeting is Wednesday

A Neighborhood Watch meeting for residents of Essexville will take place at 7 p.m. Wednesday at Bay Area Community High School, 1608 Hudson St., Essexville.

Five students hospitalized after fight at Delta Chi house

Five students were taken to the hospital and six people were in police custody after an incident at the Delta Chi fraternity house early Sunday morning.

No arrests yet as police probe fight at Delta Chi

Police say they still are interviewing 25 to 30 witnesses, suspects and victims in regards to the Sunday morning brawl at the Delta Chi fraternity house.

Drivers rejoice as gas prices fall below $3 a gallon

Kelly Dixon of Essexville fuels up at the Admiral station on Center Avenue. Smiles were on the incline as gas prices were on the decline on Monday.

History, fall colors on display in self-guided auto tour

With the self-guided auto tour, Ogemaw Trails: Ghost Towns and Legends, scheduled to get under way today, there will be no better opportunity to take in fall colors while driving through Ogemaw County's ...

Bay City teen arraigned in series of auto break-ins

TEEN ARRAIGNED: A 17-year-old Bay City man has been arraigned on charges of unlawful driving away of an automobile and larceny from a vehicle in connection with four stolen vehicles and items taken from several ...

Essexville Hampton Business Association endorses Bay Health Plan

The Essexville Hampton Business Association has endorsed the Bay Health Plan to help county residents who have no employer-provided health plan and who are not eligible for state and federal programs.

Hernandez, Jezierski to be honored as top Hispanic alumni

Delta College will honor two mid-Michigan professionals today for their drive to get an education and better their careers for themselves and their families.

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