|
|
Flint, MI Mortgage Refinance in Michigan
We make it easy to get the lowest mortgage refinance interest rate in Flint, MI.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Flint, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Flint, Michigan drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Flint, MI residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
|
Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of MI
| Flint, Michigan News |
Blue Cross wants too much power, says Flint Journal letter writer
Here's a Flint Journal letter to the editor for Tuesday, Nov. 25, 2008: Flint Journal extra: Related column: Don't let Blue Cross pick profits over people Just when our government is on the verge of trying to ...
|
Continue reading "Mundy Township church helps create homeless warming center in Flint"
As the temperatures drop, many people become concerned about the homeless but few know how to help.
|
Continue reading "Crime ranking shows Flint less dangerous than other cities"
Things are looking up a bit for the city in the crime department. A new CQ Press ranking of 385 cities in the United States puts Flint at No.
|
Continue reading "'Bee Movie' buzzes into theater at Flint Institute of Music"
Buzz on over to the Flint Institute of Arts on Friday for showings of "Bee Movie," Jerry Seinfeld's comedy about a bee named Barry B. Benson.
|
Flint Pastor Found Shot, Dead In SUV
Flint police responded to the sound of gunshots Monday night after a local pastor was shot dead inside his SUV.
|
Flint pastor shot, killed
In Flint, a family is remembering a man murdered Monday night. Herbert Hart, 46, and a pastor, father and friend was shot last around 7 p.m. as he was driving near the area of Marvin Street and Myrtle Avenue.
|
Roseville-based Recycling Company Expands Operations to Flint, Mich.
The facility, located at 2051 Bristol Road in Flint Township, with plans to employ 10 people by next summer.
|
Police in Flint search for 2 murder suspects
Tuesday, November 25, 2008 at 12:06 p.m. In Flint, police need your help finding two men that are suspected of killing a 46-year-old man at Marvin and Myrtle Street.
|
SHW Group Will Design the Science and Technology Incubator at Kettering University in Flint, Mich.
It will be the first building to be constructed at the Kettering University Technology Park and possibly the first LEED certified building in Flint.
|
Are America's Big Cities Safe?
New Orleans ranks as the most violent U.S. city, with more than 19,000 reported crimes and 208 murders in 2007, according to a study released Monday.
|
Michigan rapper MC Breed passes away at age 37
YPSILANTI, Mich. A - Michigan rapper MC Breed, who burst onto the national scene with the 1991 hit "Ain't No Future in Yo' Frontin'," has died at age 37.
|
Bad drivers to blame for accidents, not roads, says Flint Journal letter writer
Here's a Flint Journal letter to the editor for Sunday, Nov. 23, 2008: In writing about the Nov.
|
Flint searching for police chief even though Mayor Don Williamson named David Dicks his pick for job
David Dicks -- who rose from officer to interim police chief in one day -- will need more than just the mayor's nod of approval if he wants to keep his job.
|
YWCA to close gym at its downtown Flint location at the same time it closes day care
Less than two weeks after announcing it would close its day care facility, the YWCA of Greater Flint has announced it will close its gym as well.
|
Swedes help Flint, Mich., turn sewage into bus fuel
Flint, Mich., a city of 115,000 northwest of Detroit, has been seriously hurt by the devastation of the auto industry.
|
Continue reading "Two men face possible kidnapping charges tied to alleged drug debt"
Two Flint men are in jail and face possible charges of kidnapping and abduction involving an Argentine Township man, 44, and his minor children at their home about 11:30 a.m. Saturday.
|
Flint interim police chief in accident
There were no tickets written and it appears the damage done was minor, but Flint Interim Police Chief David Dicks did get into an accident Thursday with one of his department's new Dodge Chargers.
|
Michael Moore: Automakers never listened
Senate Majority Leader Harry Reid reversed plans Wednesday to hold a test vote on an automakers' bailout bill on Thursday.
|
New corridor connecting Downtown Flint
Wednesday, November 19, 2008 at 3:04 p.m. Flint Officials are celebrating a new corridor downtown that will connect several establishments.
|
Court sues Flint City Council
Thursday, November 13, 2008 at 3:47 p.m. Another day, another lawsuit for Flint Leaders.
|
|
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
| |
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
|
|
|
|
|
|
© 2006 Somerset Investors Corp. All rights reserved. |
|