Fowlerville, MI Mortgage Refinance in Michigan
We make it easy to get the lowest mortgage refinance interest rate in Fowlerville, MI.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Fowlerville, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Fowlerville, Michigan drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Fowlerville, MI residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of MI
| Fowlerville, Michigan News |
Toys for Tots needs are greater this year
The local need is greater than ever, but Borek Jennings Funeral Homes hope to meet a part of it with its annual Toys For Tots campaign.
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Olivet FFA receives awards in poultry
OLIVET - The Olivet FFA competed in the state poultry contest on Nov. 5. Participants that entered under the Olivet FFA chickens were Diamond Snow, Sydney Miller, Zack Roiter, Nick Gloor, Torri Nighbert, Jacob ...
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Help sought for rent, utilities, food and other basics
The economic crisis that has gripped the nation is changing the face of those in need in Livingston County, say those who work to meet that growing need.
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Old Plainfield general store closes doors
One of the oldest general stores in Livingston County closed its doors this month.
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Mail carrier accused of deserting mail for more than two years
A Michigan mail carrier who authorities say stashed thousands of pieces of mail in a storage unit has been charged with a misdemeanor.
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Back pay granted amid fair fund probe
The Fowlerville Agricultural Society will have to pay a former manager of the Fowlerville Fair - who is under investigation for embezzlement - unpaid salary and benefits, a Livingston County Circuit Court judge ...
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Police chase takes deputies through Howell, Fowlerville
Livingston County sheriff's deputies arrested a 21-year-old Detroit male Friday morning after a nearly 20-mile, high-speed chase between Howell and Fowlerville.
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No Nude Photo Charges, Prosecutor Says School And Parents Handling Situation
Inappropriate? Oh, yes. Criminal? Not quite. Some junior high school kids in Fowlerville who shared a nude cell-phone photo of one of their classmates will not face criminal charges.
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Fowlerville students won't be charged for sending nude photo over cell phones
No charges will be filed against students involved in distributing an "inappropriate" cell phone photograph of a 14-year-old girl at Fowlerville Junior High School, Livingston Prosecutor David Morse said today.
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Court Docket: Man admits he had child porn
A Fowlerville man pleaded guilty Monday to having photos of naked prepubescent girls on his computer.
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Fowlerville resident pleads guilty to possessing child pornography
Lonzo George Robison of Fowlerville, plead guilty Monday to a charge of possessing child sexually abusive material in exchange for the prosecution dismissing a count of using a computer to commit a crime.
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Officers seek warrants for nine sex offenders
Officers from the Brighton post of the Michigan State Police are seeking warrants for nine registered sex offenders whose residence could not be verified in a recent effort to target those violating the ...
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Students sharing photos, messages through phones a headache for schools
The ability of students to discreetly send messages or pictures via cell phones is creating 'new challenges,' according to area school district officials.
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High School Nude Photo Investigation Finished
Police in Fowlerville say they've wrapped up an investigation surrounding an inappropriate cell phone photo.
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Buddy Moorehouse: OMG, parents need cell phone help
My daughter Amelia is in sixth grade now, so a little while back, my wife and I agreed that she should have her own cell phone.
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Police investigating accident on I-96
Police are investigating a two-vehicle collision reported at about 11:40 a.m. Sunday on Interstate 96.
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Students say text messages just a modern day version of notes being passed in class
The text messages today's students are sending each other during class on their cell phones are nothing more than a modern-day version of the notes their parents passed in class, a group of Dexter students told ...
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Republicans leading House race
Two more Republicans on Tuesday night appeared headed to victory in races for the state House of Representatives.
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Fowlerville schools chief set to retire
The superintendent of Fowlerville Community Schools is expected to announce at tonight's Board of Education meeting what district employees and officials have already been told.
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Personal items stolen from pickup
A Fowlerville man reported to the Livingston County Sheriff's Department that someone stole tools and personal items from his pickup while he ate at the Big Boy Restaurant on Grand River Avenue in Genoa ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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