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Fremont, MI Mortgage Refinance in Michigan

We make it easy to get the lowest mortgage refinance interest rate in Fremont, MI.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Fremont, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Fremont, Michigan drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Fremont, MI residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of MI

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Fremont, Michigan News
Madrigal dinner theater in Fremont Dec. 5-6, 12-13

A madrigal dinner theater, an American form of dinner theater often held during the Christmas season, will be presented at the Dogwood Center for the Performing Arts Dec.


Local team helps fix tornado damage

Posted: 11-25-2008 Local team helps fix tornado damage A West Golden Wesleyan Church team of 11, plus seven from other churches in West Michigan, worked in Southwest Missouri Oct.


Fremont Gynecologist Given Year In Jail

A Newaygo County Gynecologist has a cell and other service ahead. Arie Vanderweidee a 46 year old from Fremont was ordered to spend a year in jail, with 5 years probation after that.


Store closing will leave unfilled hole in Holton

Ninety-year-old Walter Slowik has seen many businesses come and go from the Holton community and isn't surprised the town's hardware store is closing its doors at the end of this month.


Fraudulent payroll checks being cashed in region

Michigan State Police are investigating a string of fraudulent checks that have been cashed at local businesses in the Newaygo County area.


Three die in minivan-car crash near Fremont

Three people died, including a 2-year-old boy, from injuries in a head-on crash today southwest of Fremont at the border of Newaygo and Muskegon counties.


'Green' singers perform in Fremont Nov. 8

Rachel Haveman Eriks, a singer and educator; and Linda Ward, a writer and composer, will perform songs from their new CD, "I'm Going Green," at 11 a.m. Saturday, Nov.


Indoor art fair in Fremont Saturday

The third annual Art in the Box will be held Saturday at the Dogwood Center for the Performing Arts.


First Generation Artifacts on display in Fremont

Artsplace is featuring the work of Norwood Vivianon in the NCCA Ray and Phyllis Jansma Gallery through Nov.


Traffic Alert: M-82 open following accident in Newaygo County

Around 3:30 Friday afternoon a car hit a utility pole causing it to come crashing down.


Motorcyclist dies 50 yards from home

Archie Welch was only 50 yards from his Hesperia home when he lost his life in a motorcycle accident Saturday night.


Official says Michigan banks will survive

A Michigan Bankers Association executive used a colorful analogy in describing the current credit crisis and meltdown on Wall Street, but his message to the Muskegon Rotary Club Thursday noon was sobering.


John Hains, 87

Reverend John Hains, age 87, of Zeeland, passed away peacefully into the arms of his Lord and Savior Tuesday, October 7, 2008.


Marilyn Heeringa, 70, restored Fremont's hauntingly cozy Indigo Inn herself

Marilyn Heeringa, 70, runs the Indigo Inn -- a bed & breakfast, cafe, tea room, art gallery and day spa in Fremont.


Article Comments

A Newaygo County doctor charged with criminal sexual conduct pleaded guilty today.


Doctor pleads guilty to child sex charge

An obstetrician/gynecologist from Fremont pleaded guilty Tuesday to sexually assaulting a young girl, police said.


On exhibit in West Michigan galleries

To be included in the On Exhibit listing, send a notice to The Press at least two weeks before the event or opening that includes the exhibit title, artists, exhibit dates, gallery name, address and hours.


Economy a major issue for 2nd Congressional District candidates

The economy is a priority among the candidates running for the 2nd Congressional District.


Spring Lake boys cross places fourth

The Spring Lake boys cross country runners placed fourth at the first of three Lakes Eight Jamborees Tuesday.


Fremont man dies in motorcycle-car crash

A Fremont man died when his motorcycle was hit by a car driven by a woman leaving a bar.


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