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Gaines, MI Mortgage Refinance in Michigan
We make it easy to get the lowest mortgage refinance interest rate in Gaines, MI.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Gaines, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Gaines, Michigan drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Gaines, MI residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator Refinance Savings Calculator Refinance APR Calculator Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now Beat the Subprime Mortgage Crisis Return to mortgage refinance in the state of MI
| Gaines, Michigan News |
To influence state policy
In Lansing, several lawmakers have been involved with child welfare issues. Among them: • SENATORS MARK JANSEN, R-Gaines Township, 517-373-0797, and Bill Hardiman.
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Continue reading "Clayton Township car-deer crashes second in Genesee County"
Officer Troy Belanger was lucky when he had a close call with a deer this summer while he was driving north on Seymour Road near Bristol Road.
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Continue reading "Free turkey dinner turnout falls short of goal"
SWARTZ CREEK, Michigan - A free turkey dinner didn't draw the crowd event organizers had planned for.
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Durand man killed in Gaines Twp. crash
A 42-year-old Durand man was killed in a traffic crash Tuesday morning, the Gaines Township Police Department said today.
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Dontae Miller, 2 others killed in separate crashes in Holly, Gaines, Mt. Morris townships
In less than 24 hours, three lives were lost on area roads. In Holly Township, Gaines Township and Mt.
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Continue reading "Man dies in accident in Gaines Township; slick roads believed to be the cause"
Icy roads are believed to be the cause of an accident that killed a man early this morning on Grand Blanc Road, just east of Van Vleet Road, said Gaines Township Fire Department Chief William Miller.
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SWARTZ CREEK, Michigan -- A few more incumbents found themselves on the losing end of voters' wrath Tuesday in western Genesee County, where a slew of new leaders also were elected because incumbents were ...
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Republicans lost their best shot at gaining a second seat on the nine-member county Board of Commissioners Tuesday as Patricia Lockwood, D-Fenton, won a second term.
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Continue reading "Grand Blanc man killed in crash on S. Elms Road in Gaines Township"
A Grand Blanc man was killed early Saturday morning in a single-car crash that occurred on S. Elms Road near Hill Road.
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There's only one spot to look if you're interested in a competitive race for a seat on the county Board of Commissioners this year.
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Wireless Phone Users in Gaines, Michigan, Now Experience Even Clearer ...
Verizon Wireless has activated a new cell site in Gaines that expands network coverage in the community, enabling more customers to use their wireless phones concurrently to make voice calls; send and receive ...
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Continue reading "New facility to add options for senior housing"
A new assisted living facility and senior independent housing community expects to open in the next year in Swartz Creek.
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Two-term state Rep. Lee Gonzales faces challenge from Larry Hutchinson in 49th District
A self-described "political animal" is challenging an incumbent politician and longtime government worker in the 49th District.
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Community rodeo draws visitors to Gaines
Gaines was the place to be Friday night for opening night of Gaines Community Rodeo.
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Community rodeo draws visitors to Gaines
Gaines was the place to be Friday night for opening night of Gaines Community Rodeo.
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A Grower's Perspective on Roundup Ready 2
I wasn't the only one grabbing interviews from visitors at Monsanto 's Mobile Greenhouse.
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Genesee County area garden tour to show simple pleasures
What do the high price of gasoline and garden tours have in common? Not much, unless the price of gas has you looking for things to do without having to drive a long distance.
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Crowds pack park for weekend of art, tunes - with photo gallery
With a moonwalk, craft tables, ice cream and ponies, no child went without entertainment Saturday at the Art in the Park festival in downtown Pinckney.
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Michigan spellers
Audrey Hale 14, of Gaines, an eighth-grader at Swartz Creek Middle School Last word spelled in Michigan competition: Spectacles Spelling tips: "Don't get nervous because the more nervous you are, the more ...
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$40M Rapid Transit route spurs redevelopment interest on Division Ave
This fall the Grand Valley Metropolitan Council , in partnership with Kentwood, Wyoming, and Gaines and Byron townships will convene area stakeholders to redesign the business district along Division Avenue ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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