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Grand Ledge, MI Mortgage Refinance in Michigan

We make it easy to get the lowest mortgage refinance interest rate in Grand Ledge, MI.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Grand Ledge, MI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Grand Ledge, Michigan drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Grand Ledge, MI residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of MI

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Grand Ledge, Michigan News
Group to present holiday comedy 'Christmas Belles'

DELTA TWP. - Lansing's own Starlight Dinner Theatre will present 'Christmas Belles,' the sequel to last season's sold-out hit, 'Dearly Beloved,' on Dec.


Calvary to host Christmas concert

DELTA TWP. -The vocal music students of Gretchen Goodrich-Gleason will present a Christmas Holiday concert at Calvary Lutheran Church on Sunday, Dec, 7, at 3 p.m. The performers are boys and girls between the ...


Eatery's closure ends an era

GRAND LEDGE - Anyone wanting their Saturday morning Jammer to start off the weekend will have to look somewhere other than the Log Jam.


Red Salamander hosting garage-sale of collectibles

GRAND LEDGE - The Red Salamander, operating in its new location at 902 E. Saginaw Highway, just east of M-100, in Grand Ledge, will be hosting a giant 'trash and treasures' garage sale 10 a.m.-3 p.m. every ...


Development planned for G.L.

GRAND LEDGE - If things fall into place, Grand Ledge residents passing by the intersection of M-100 and Saginaw Highway will soon have another option to fill a prescription or buy a cup of coffee and a pastry.


G. Ledge teen wins world title as goose caller

Kile Jones compares his hobby to playing an instrument such as a clarinet. Except every so often geese circle the house and land in the front yard because of it.


Lansing's gateways: Effort seeks to rejuvenate, beautify corridors and improve city's image

'Entryways into a community are symbolic' Susan Vela * svela@lsj.com * November 21, 2008 * From Lansing State Journal When driving into Lansing, Bob Doty is depressed by the sight of vacant GM properties.


Radical gay activist group plans more disruptions

Religious organizations are on the watch for possible protests by radical gay activists who targeted churches in Michigan and Washington this month.


Life is Easier with Saturn of Grand Ledge event

Life is Easier with Saturn of Grand Ledge. Sponsored by Saturn of Grand Ledge and GM's Women in Manufacturing Affinity Group.


Bonnie J. Robertson

Bonnie J. Robertson of Dickerson Lake formerly of Charlotte passed away Nov. 13, 2008.


Troop support group opens in Grand Ledge

GRAND LEDGE - Operation Homefront, a national organization dedicated to supporting military service members and their families, now has a presence in Michigan.


Lots to report from Grand Ledge chamber

The Grand Ledge Chamber office has been very busy the month of October. We moved our office to the new location of 222 S. Bridge St.


MSU theater department really goes 'green'

In a year of creative connections, director Christina Traister is tying the Michigan State University Department of Theatre's annual Shakespeare production to the earth.


State lawmaker zapped by Taser in hopes of legalizing device for residents

State Rep. Rick Jones, no stranger to publicity stunts, underwent a Tasering today to show why he believes Michigan citizens should be allowed to carry the shock devices for personal protection.


Talk about it

If you could speak to the president-elect, what advice would you give? I would advise the new president to surround himself with wise, intelligent people he trusts, but to trust his instincts as well.


Schneider: Where can I sign up to halt robocalls?

Having heard over the weekend from the robotic incarnations of Mitt Romney, Mike Rogers and John McCain - plus a brother-in law pretending to be a robocall - I got to thinking about a column I wrote in January.


Kissane Leads The Way For The 10-0 Comets

QB Nick Kissane of Grand Ledge has emerged as one of the best quarterbacks in the Class of 2009 and has his 10-0 and #4 ranked Comets ready for Rockford this weekend.


Some area schools close for Election Day

Lansing students got a day off Tuesday, partly to keep school halls and parking lots free for Election Day voters.


Grand Ledge man breaks leg while fleeing from police

A 23-year-old Grand Ledge man accused in several thefts, who broke his leg while fleeing authorities, was arraigned today on several charges.


Parks - Ranshaw

Kevin and Cheryl Sobleskey of Charlotte are pleased to announce the engagement of their daughter, Jami Parks, to Chad Ranshaw, son of Larry and Diane Ranshaw of Dimondale.


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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