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Harsens Island, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Harsens Island, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Harsens Island, Michigan News
Heroin seized from Harsens Island home

PACKAGED HEROIN, valued at $350 was seized Nov. 18 by the St. Clair County Drug Task Force, according to a police report.


Stores set for holiday

Last-minute Thanksgiving shoppers may not have much trouble finding what they need to make dinner.


Seven arrested in drug raids

The St. Clair County Drug Task Force has arrested seven people this week in two drug raids.


Oh buoy

Bob Hanford, the volunteer keeper of the Fort Gratiot Lighthouse, looks over the two buoys that were donated to the Port Huron Museum.


Fenton man donates 2 buoys to museum

Two aids to navigation that once showed mariners and recreational boaters the safe passage through area waterways will be returning to Port Huron.


Walk to benefit library

The Reader's Cove library on Harsens Island is having a Christmas Walk Dec. 12. The funds raised will be used to purchase books.


Harsens Island no easy hunt

A heavy sky of low, leaden clouds was pushing east-southeast against an attempted sunrise.


Luck a big part of hunting on St. Clair Flats

HARSENS ISLAND -- Local knowledge helps. But so would a lucky rabbit's foot. On three previous days, 506 ducks and 18 Canada geese had been shot by hunters at the St.


Marine City Tot Lot soon to sport playground equipment

Marine City took advantage of a seemingly good deal from a Harsens Island businessman on some used playground equipment for the city's Tot Lot Park.


Giving something back

A group of hunters look over a selection of long guns and handguns that were raffled off at the SCFWI recent annual banquet.


GPS led to big cash seizure against Canadian man

A Canadian is trying to recover more than $100,000 seized from his car after border agents secretly slapped a GPS device on the vehicle and tracked it from Michigan to Georgia and back.


Author hooks publisher with 'fish-out-of-water' tale

Since she was a child, Linda Wolf has always enjoyed writing. The mother of three even took time to make up little stories using her children's spelling words when they were growing up.


County needs temporary bridge at Beach Road

Given the impending traffic crisis regarding the Interstate 94 bridge construction over the Black River, it may be a good idea to call on the U.S. Army to build a temporary Bailey bridge over the Black River at ...


DEQ denies Lucky 7 development permit

The Michigan Department of Environmental Quality's Land and Water Management Division recently denied a permit for a Harsens Island development project.


City to attack plague plant with bug army

Beetles with an appetite for a wetland-plaguing plant called purple loosestrife will likely be let loose in St.


Giving it their best shot

Doug McMullen removed the used casing from his shotgun after a successful shot at a clay pigeon and declared he shot ahead of the moving target just a tad.


Dad will swim Lake St. Clair to fight son's cystic fibrosis

Ric Geyer is not an athlete. He swims to soothe his brain, which shrieks at him every time he remembers his son's chances of survival.


Backers plan celebrations for Obama

Like many members of the Democratic Party, Richard Pack is getting ready to, well, party.


Rate hike OK'd for Lake St. Clair ferry service

It will cost motorists a bit more to ferry between Harsens Island in Lake St. Clair and Algonac.


LaFore notches another triumph

SOUTH LYON -- Curtis LaFore is riding a winning streak on the Michigan Amateur Golf Tour.


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