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Hart, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hart, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hart, Michigan News
Lawrence J. Crisman

Lawrence J. Crisman, 75, of Shelby, passed away to his heavenly home Monday, Nov.


Briefs, updates:

An open house for retiring 27th Circuit Court reporter Sharon Chapman is set for Friday, Dec.


Have you seen this Obama?

They are too small for the human eye to see, but placed under the microscope, the black and white images of President-elect Barack Obama become clear.


Baby mauled at hunting camp by St. Bernard

A Sunday dog-mauling that resulted in severe head injuries to a 13-month-old Hart-area boy remains under investigation by the Oceana County Sheriff's Department.


White Lake Junior Strings begins Jan. 5

Posted: 11-26-2008 White Lake Junior Strings begins Jan. 5 A new beginning strings program, White Lake Junior Strings, will launch Jan.


Middle schoolers learn to be leaders

Hart and Shelby middle school students gained valuable experience during the American Youth Foundation's Michigan Middle School Leadership Initiative at Camp Miniwanca in Stony Lake, Nov.


Six MDOT rest areas close for winter

Wednesday, November 26, 2008 at 1:23 p.m. The Michigan Department of Transportation announced Wednesday that six of its 81 rest areas are closing for the winter season.


Inglis' philosophy drives 37 years

Much of what many people might take for granted these days wouldn't be what it is if it hadn't been for retiring Oceana County Administrator-Fiscal Officer Paul E. Inglis.


Local team helps fix tornado damage

Posted: 11-25-2008 Local team helps fix tornado damage A West Golden Wesleyan Church team of 11, plus seven from other churches in West Michigan, worked in Southwest Missouri Oct.


Court sentencings 11-27-08

Stephanie Lynn Dykman, 34, of 7040 Federick, Twin Lake, was convicted of assault or assault and battery, and was sentenced to 93 days in jail to be served at the court's discretion with credit given for time ...


Hart blacked out by roof leak

A leaking roof at the Hart City diesel electrical generation plant interrupted electrical supply to the greater downtown Hart area for a couple hours Monday night and in some areas into early Tuesday morning.


WSCC financial aid workshops set

West Shore Community College's financial aid office will host four financial aid workshops for prospective college students and their families.


DAR honors good citizens, essay winners

Posted: 11-21-2008 DAR honors good citizens, essay winners Since 1984, the Michigan Dunes Chapter of the Daughters of the American Revolution has hosted a reception honoring students chosen as their school's ...


Steven Miller named Eagle Scout

Posted: 11-21-2008 Steven Miller named Eagle Scout Hart High School senior Steven Miller, 18, of Hart's Troop 1155 recently achieved the rank of Eagle Scout.


Field trips approved, one canceled

Three overnight field trips were given the OK recently by the Hart Board of Education.


Hart drama club presents 'Alice in Wonderland'

Posted: 11-21-2008 Hart drama club presents 'Alice in Wonderland' The Hart High School Drama Club will present "Alice in Wonderland" this Saturday, Nov.


Hart hires new park management, ups camp fees

Posted: 11-21-2008 Hart hires new park management, ups camp fees HART - A new management company to oversee Hart City's John Gurney Park was hired by the Hart City Council at a special meeting Oct.


Dean Austin Claycomb

Dean Austin Claycomb, 91, passed away Tuesday, Nov. 11, 2008 at Oceana Medical Care Facility's Alzheimer Unit.


Hart woman wins farmworker advocate award

Penny Burillo of Hart has been named Michigan's "Farmworker Advocate of the Year." Burillo, who retired from the Oceana County Family Independence Agency in 2007, received the award during the Michigan ...


Retirements prompt courthouse staff shuffle

Posted: 11-19-2008 Retirements prompt courthouse staff shuffle Numerous personnel changes are taking place inside the Oceana County Courthouse as several long-time employees retire.


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