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Holland, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Holland, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Holland, Michigan News
Suspect in Meijer gas station robbery waives hearing

A 20-year-old man who police said robbed a Meijer gas station armed with a baseball bat last month waived his preliminary exam Tuesday, Dec.


Blackwater holding anti-piracy meetings

Private security contractor Blackwater Worldwide is meeting with shipping and insurance companies this week to describe what the company can do to protect vessels traveling through the volatile Gulf of Aden.


No arrest made in Sunday shooting - police say incident not a random act

While police continued to search for suspects in a weekend shooting at a West 19th Street residence, Holland police Detective Al Rios said he wants to quell fears that the incident was a random act.


Holland purchases HUD home for $1

The city of Holland will buy a home from the U.S. Department of Housing and Urban Development for $1 through the federal agency's Good Neighbor Program.


Woman Shot in Holland

Police are investigating a Holland shooting. Authorites say shots were fired in the 300 block of W. 19th St.


LETTER - Judgemental Holland residents have to be more tolerant

I've lived a long time in Michigan and out of state. When I married I moved to the Holland-Zeeland area in 1948.


Home for the holidays: The Holland Garden Club gives holiday decorating ideas at annual home tour

The Holland Garden Club is providing a festive avenue to gather holiday decorating ideas - its annual holiday home tour.


Fire tears through home

A home was badly damaged but a dog rescued during a house fire at 12061 New Holland St.


Holland Post Office sets Friday hours

The Holland Post Office will be open for limited hours Friday, Nov. 28. The retail hours of the post office, 190 E. Eighth St., are 8:30 a.m. to 1 p.m. The lobby will remain open 24 hours.


Holland to spend less than planned on replacement vehicles

The city will spend $200,000 less than planned on vehicle replacements. After a long economic debate, the Holland City Council asked staff to find vehicles that could wait another year or two before being ...


Mom suspects son's bipolarity a factor in gas station robbery

No one knows what was going through 20-year-old Derek Allen Rash's mind when he walked into a Meijer gas station last week armed with a baseball bat, threatened customers and employees and smashed a cash ...


Battered In Holland, Bad Guy Threatens Customers, Smashes Cash Register With Bat

A 20-year old Holland area man swinging a baseball bat ordered people inside a Meijer gas station to lie on the floor, late Thursday night, while he smashed open a cash register and took all of the money ...


Holland Approves Beer And Wine On Sundays, Packaged Liquor Could Be Next

Let the beer and wine flow this Sunday in the city of Holland. City Council members lifted the ban on that at their meeting Wednesday night, following the lead of Ottawa County voters who okayed the "Say Yes To ...


SAF-Holland announces job cuts

Holland announced staff reductions Thursday, having reduced its workforce by about 90 salaried and 75 hourly workers throughout the company's 12 North American facilities.


Police arrest man armed with baseball bat after Meijer robbery

Police late Thursday arrested a man armed with a baseball bat who robbed customers in a Meijer gas station and planned to hit the main store next.


Beer run: Holland City Council approves emergency alcohol ordinance

Suds will be on tap at Holland restaurants this Sunday, Nov. 23. The Holland City Council passed an emergency ordinance Wednesday, Nov.


Building OK after small fire at Zeeland West

No one was hurt and the building appears not to be damaged, but Zeeland West High School students lost about 40 minutes of class time Wednesday morning when a clothes dryer started smoking.


Three Holland businesses busted for selling alcohol to a minor

The Holland Police Department says three city businesses sold alcohol to a minor during a sting operation Tuesday.


Norovirus Blamed For Hope College Outbreak

The Ottawa County Health Department has confirmed that a norovirus caused a recent illness outbreak at Hope College.


Holland to consider allowing Sunday alcohol sales

Now that Ottawa County voters have lifted a long-standing ban on the Sunday sale of beer and wine, city officials are looking at reversing a similar moratorium.


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