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Horton, MI Divorce Buyout in Michigan

Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Michigan, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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Horton, Michigan News
Even in tough times, this is tree farms' busy season

Mike Gwinn carries a Christmas tree on his shoulder as he and his crew load a semi-trailer with the trees Friday that will be shipped to and sold in the Chicago area.


Leslie 46, Hanover-Horton 28

LESLIE - For a second straight week the Blackhawks used a trio of 100-yard rushers to lead them to victory.


Obama wins mock school election

Hanover-Horton Middle School students declared Barack Obama as their new president long before the polls closed Tuesday.


Man escapes burning home

An apartment building in Horton was on fire Friday night, but a man inside the building was unaware of the danger, a witness said.


Scouts enjoy day of activities

If it could be shot, sawed, thrown or chucked, the Boy Scouts ``Mountain Man Rendezvous'' had a heaping helping of it.


Michigan Center dumps cardinal red

Designer Bill Blass once said, ``When in doubt, wear red.'' Too bad he didn't specify which shade.


2 versions of beef stroganoff offered

A request for a recipe for beef stroganoff was made over the summer, and this seems like the perfect weather for making it.


Recent grads getting leg up through training program

Only a month into her apprenticeship at the Jackson Fire Department, Stacey Allen has ruled out all other career possibilities.


Coast Guard proposes an update in guidelines

The Coast Guard has announced a proposal to update the average weight per person on domestic passenger vessels, affecting the maximum number of passengers a boat is allowed to carry.


Jackson GOP plans fundraiser barbecue

The Jackson County Republican Committee will hold a fundraising barbecue from 4 to 7 p.m. on Sept.


Runners step up at Springport Invitational

Alex LaSerra of Napoleon High School won the boys Division 1 race of the Springport Invitational on Wednesday.


Man faces two counts from fatal car crash

When Deb French looks at her horse Wind Dancer, she doesn't just see a beautiful animal.


Schools get ready for new year

Local schools and preschools are gearing up for the first day of school with open houses and enrollment opportunities.


Teens help educate clerks about proper sale of tobacco

Keygan Baker, 16, of Jackson, middle, shows a clerk at 7-Eleven on Airport Road material from the Jackson County Substance Abuse Prevention Coalition about how to avoid selling cigarettes to minors.


Teens help educate clerks about proper sale of tobacco

From left, Cameron Lewis-Atkins, Paige Steck, and Logan Robbins play Monday afternoon at the Kalamazoo YWCA preschool.


Holt's Deubel battles at Springport

SPRINGPORT - Storms that threatened to cancel the Aug. 9 race at Springport speedway passed, allowing drivers to take to the track for a full night of racing.


Miles takes Mod win at Springport Speedway

The Springport Motor Speedway hosted Kids Night on Aug. 2 by giving away a number of bikes and opening up the track at intermission for autograph seekers.


Cascades is special for Horton woman

For the Citizen Patriot A rash of vandalism at the Cascades six years ago drove Kim Conant to help at Sparks Foundation County Park.


Stepdad uses boy's mishap to stress need for helmets

Unbeknownst to his parents, Ricky Keaton, 11, took a bike trip down Moscow Road on Saturday.


Stepdad uses boy's mishap to stress need for helmets

Unbeknownst to his parents, Ricky Keaton, 11, took a bike trip down Moscow Road on Saturday.


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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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