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Horton, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Horton, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Horton, Michigan News
Even in tough times, this is tree farms' busy season

Mike Gwinn carries a Christmas tree on his shoulder as he and his crew load a semi-trailer with the trees Friday that will be shipped to and sold in the Chicago area.


Leslie 46, Hanover-Horton 28

LESLIE - For a second straight week the Blackhawks used a trio of 100-yard rushers to lead them to victory.


Obama wins mock school election

Hanover-Horton Middle School students declared Barack Obama as their new president long before the polls closed Tuesday.


Man escapes burning home

An apartment building in Horton was on fire Friday night, but a man inside the building was unaware of the danger, a witness said.


Scouts enjoy day of activities

If it could be shot, sawed, thrown or chucked, the Boy Scouts ``Mountain Man Rendezvous'' had a heaping helping of it.


Michigan Center dumps cardinal red

Designer Bill Blass once said, ``When in doubt, wear red.'' Too bad he didn't specify which shade.


2 versions of beef stroganoff offered

A request for a recipe for beef stroganoff was made over the summer, and this seems like the perfect weather for making it.


Recent grads getting leg up through training program

Only a month into her apprenticeship at the Jackson Fire Department, Stacey Allen has ruled out all other career possibilities.


Coast Guard proposes an update in guidelines

The Coast Guard has announced a proposal to update the average weight per person on domestic passenger vessels, affecting the maximum number of passengers a boat is allowed to carry.


Jackson GOP plans fundraiser barbecue

The Jackson County Republican Committee will hold a fundraising barbecue from 4 to 7 p.m. on Sept.


Runners step up at Springport Invitational

Alex LaSerra of Napoleon High School won the boys Division 1 race of the Springport Invitational on Wednesday.


Man faces two counts from fatal car crash

When Deb French looks at her horse Wind Dancer, she doesn't just see a beautiful animal.


Schools get ready for new year

Local schools and preschools are gearing up for the first day of school with open houses and enrollment opportunities.


Teens help educate clerks about proper sale of tobacco

Keygan Baker, 16, of Jackson, middle, shows a clerk at 7-Eleven on Airport Road material from the Jackson County Substance Abuse Prevention Coalition about how to avoid selling cigarettes to minors.


Teens help educate clerks about proper sale of tobacco

From left, Cameron Lewis-Atkins, Paige Steck, and Logan Robbins play Monday afternoon at the Kalamazoo YWCA preschool.


Holt's Deubel battles at Springport

SPRINGPORT - Storms that threatened to cancel the Aug. 9 race at Springport speedway passed, allowing drivers to take to the track for a full night of racing.


Miles takes Mod win at Springport Speedway

The Springport Motor Speedway hosted Kids Night on Aug. 2 by giving away a number of bikes and opening up the track at intermission for autograph seekers.


Cascades is special for Horton woman

For the Citizen Patriot A rash of vandalism at the Cascades six years ago drove Kim Conant to help at Sparks Foundation County Park.


Stepdad uses boy's mishap to stress need for helmets

Unbeknownst to his parents, Ricky Keaton, 11, took a bike trip down Moscow Road on Saturday.


Stepdad uses boy's mishap to stress need for helmets

Unbeknownst to his parents, Ricky Keaton, 11, took a bike trip down Moscow Road on Saturday.


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