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Pinconning, MI FHA Loans in Michigan

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Pinconning, MI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Return to fha loans in the state of MI

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Pinconning, Michigan News
Soil Conservation District to meet Jan. 20

The Bay County Soil Conservation District will meet at 9 a.m. Jan. 20 at the Cheese House Restaurant in Pinconning.


Longtime pot grower grateful to Michigan voters

For nearly three decades, Larry Myers has used marijuana to relieve symptoms caused by multiple sclerosis.


Pot grower is now a patient, as soon as he can get on the registry

Larry Myers of Pinconning has used marijuana to combat the effects of his multiple sclerosis, and has run into trouble with the law because of it.


Financial planning seminar on tap at libraries

The Bay County Library System, in partnership with Anderson Financial Group of Hilliard Lyons, is offering an upcoming financial planning seminar titled "Make Your Retirement Dreams a Reality" at three ...


Cathy LaLonde named group's outstanding horticulture teacher

Awards are nothing new for Cathy LaLonde, who teaches Agriscience at the Bay-Arenac ISD Career Center.


Pinconning cast tackles eerie, intense 'Ten November'

Nine students dressed in blue stand in formation. A spotlight highlights each as the stage curtain opens.


Employee promoted at Independent Bank

BAY CITY Tifanie Tremble has been promoted to treasury management sales representative for Independent Bank.


Duranczyk or Morand will be new face in 1st District seat

Bill Morand says if Bay County taxpayers want a watchdog on the County Board, he'll be there voting against perks like full-time benefits for part-time commissioners.


Racers express safety concerns

Blue skies and a scenic course at Sunday's marathon had wheelchair and handcycle racers voicing raves but also a big concern: inadequate control at intersections by police and course marshals.


Famous improv troupe to return to CMU

Get ready to laugh - Second City is coming to town. The famous improvisational theater troupe from Chicago will perform at 8 p.m. today at Warriner Hall's Plachta Auditorium.


Deer Acres sold to Illinois family that plans to reinvigorate business - without the deer

Long-time Deer Acres co-owner Rodger Cederberg shows the new co-owner, Stephen McDaniel, and his son, Luke McDaniel, around the property.


Monday's winning Michigan lottery numbers

Fifteen billion years ago the universe began, with the largest explosion of all time that created everything that exists today.


Pinconning residents fear proposed car-crushing operation

Jeff Phinney, left, and his father, Bob Phinney, stand in front of the proposed location of a new car-crushing plant just down the block from their Water St.


Governor Granholm Makes Appointments, Reappointments

Governor Jennifer M. Granholm today announced the following recent appointments and reappointments: Council for Labor and Economic Growth Frank J. Cloutier of Pinconning, public relations manager of the Saginaw ...


Sibling Rivalry: Twins have divided school loyalties

Cross-country runner Catherine ''Cat'' Hoder cheered the loudest when Standish-Sterling Central High School teammate Cole Manning outran his nemesis from Pinconning on Sept.


Rivard to host fundraiser dinner

Michael G. Rivard, a candidate for Bay County Road Commission, will host a fundraiser dinner from 6-9 p.m. Thursday at the Third Street Deli, 305 S. Mable St.


Depot Days Festival chugs into Standish

Visitors can't catch the train to this weekend's Depot Days Festival in Standish, but they can board a train similar to the ''Hogwarts Express,'' made famous by the Harry Potter movies.


Bay County schools teaching 19 exchange students what being an American teen is all about

From left: Anais Pfeuti, a Bay City Western exchange student from Switzerland, teacher Linda McNary and German exchange student Melody Lange discuss the day's lesson during advanced French class.


Teams sought for Kokomo 500

The ninth annual Kokomo 500 is looking for teams. The 100-lap race at Kokomo's Family Fun Center, 500 Kokomo in Kochville Township, takes place at 6 p.m. Thursday.


Bay County libraries to host puppet concerts

The Bay County Library System will offer a branch-wide set of children's concerts featuring award-winning singer-songwriter, puppeteer and storyteller Susan Harrison of PALamazoo Puppet & Music Productions.


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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