MN Mortgage Refinance in Minnesota
We make it easy to get the lowest mortgage refinance interest rate in MN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, MN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Minnesota drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise MN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
Return to our mortgage refinance page
| Minnesota News |
Todd Palin to visit Minnesota
The husband of Alaska Governor and vice presidential candidate Sarah Palin will visit the Iron Range and northwestern Minnesota this week.
|
Ex-legislator Allan Spear, gay Minn. pioneer, dies
Allan H. Spear, a former Minnesota state senator who was one of the nation's first openly gay legislators, has died. He was 71. He died Saturday of complications after heart surgery performed Thursday, said Don Jorovsky, a longtime friend who used to work for Spear. Spear, a member of the Democratic-Farmer-Labor Party _ Minnesota's version of the Democratic Party _ was first elected in 1972 and was state Senate president from 1993 to 2000, when he retired. He was the first non-attorney to lead the Senate Judiciary Committee.
|
Pull tabs not paying off for Minn. charities
Charitable groups across Minnesota are continue to report disappointing sales numbers on pull tabs.
|
Experts look at lessons of Minn. bridge collapse
Experts gather at the University of Minnesota this week to talk about the lessons of the Interstate 35W bridge collapse.
|
Minnesota Voters Alliance v. City of Minneapolis
Wednesday, 8 October 2008, 2:00 pm Press Release: Kathy Dopp IRV Challenge - Press Announcement & Court Hearings Press Release Minnesota Voters Alliance v. City of Minneapolis Erick G. Kaardal, counsel for the ...
|
In southern Minn., anti-bailout vote doesn't hurt
The race for Congress in Minnesota's 1st District was supposed to revolve about immigration or gas prices.
|
Solar Tour This Weekend In Minn.
Required fields are marked with an asterisk The information you provide will be used only to send the requested e-mail and will not be used to send any other e-mail communications.
|
Deadline nears for 35W bridge collapse fund claims
People seeking compensation from the special fund established by the Legislature to compensate victims of the I-35W bridge collapse must submit their claim by Wednesday, Oct.
|
Energy Costs
Governor Pawlenty announced today that $10 million is now available for micro-energy and conservation home improvement loans to help Minnesotans save on energy costs.
|
Show offers introduction to work of documentary photographer Gordon Parks
From the streets of Harlem to the pitiful slums of Brazil, Gordon Parks focused his lens - and his life - on subjects that many people would prefer to ignore.
|
Politicians Getting Rid of Petters Donations
Several of Minnesota's most prominent politicians from both parties are returning donations from businessman Tom Petters or donating the money to charity.
|
State's quarterly economic update expected to be grim
Grim news is expected when the state of Minnesota releases its quarterly economic update Friday.
|
Minnesota / Voters divided on outdoors, arts tax
A new poll shows a split among voters on a proposed state constitutional amendment to raise the sales tax to fund outdoors and arts programs.
|
Minnesotans asked to be fire aware
The state fire marshal is asking Minnesotans to change their behavior as a way to reduce residential fires.
|
USDA allows 'split status' for bovine TB in Minn.
The U.S. Department of Agriculture on Thursday announced "split state status" for bovine tuberculosis in Minnesota, a move that's expected to help most of the state's producers by lessening costly testing ...
|
Minnesota Visiting Nurse Agency Announces Public Flu Shot Clinics
Minnesota Visiting Nurse Agency: WHO: The nonprofit Minnesota Visiting Nurse Agency is announcing its 2008 public flu shot clinics.
|
Editorial: Minnesota voters often reject attacks
Polls and history advise candidates to stay positive. Last update: October 6, 2008 - 7:11 PM The Monday midday headlines at StarTribune.com made for a disconcerting juxtaposition.
|
Minnesota May Hold Back On Buying Bird Flu Drugs
Required fields are marked with an asterisk The information you provide will be used only to send the requested e-mail and will not be used to send any other e-mail communications.
|
2 women missing in NE Minnesota
Searchers are looking for two missing hikers in northeastern Minnesota. The Cook County sheriff's office says the two women left Ely last Friday on the Kekakabic Trail.
|
Woman gets nearly 13 years in fatal Minn. crash
A woman who initially lied about her identity and still denies driving a van that slammed into a school bus, killing four children, was sentenced Wednesday to nearly 13 years in prison.
|