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Zimmerman, MN Mortgage Refinance in Minnesota

We make it easy to get the lowest mortgage refinance interest rate in Zimmerman, MN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Zimmerman, MN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Zimmerman, Minnesota drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Zimmerman, MN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of MN

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Zimmerman, Minnesota News
Zimmerman Winter celebration set

The Zimmerman Chamber of Commerce and local businesses are gearing up for the seventh annual 'Celebrate the Season' Saturday, Dec.


Celebrate the season

Members of The Land of Lakes Choirboys will perform at 2 p.m. and 7 p.m. Saturday, Dec.


2 U of M staff members to be knighted by Spain

Two University of Minnesota staff members are being knighted by Spain. Learning abroad program director Holly Zimmerman-Le Voir and history professor Carla Phillips will receive the Order of Isabella the ...


City battles with corner lot assessments

Work on Lake Street reconstruction has been substantially completed, contrary to this photo which shows work midway through the project focusing on sidewalk and street repairs.


Opponents come in loud, fast over plans to extend Blaine runway

Opponents to extending a runway at the Anoka County-Blaine Airport came out in full force Tuesday and will have another chance to have their say at a public forum next month.


Sherburne County parks chief position falls to budget cutting

Faced with a financial shortfall, Sherburne County is eliminating the job of parks and forestry coordinator.


Military notes

Army National Guard Pfc. Paul A. Thomas has graduated from basic combat training at Fort Sill, Lawton, Okla.


Results reported for Corcoran, Rogers, Hassan, Dist. 728

Results are in for Tuesday's election, with many incumbents being reelected, as well as many new faces.


Vehicle plows into parking lot in Byron

A vehicle veered across a park-and-ride lot, damaging two parked cars, and then across U.S. 14 near 10th Avenue Northeast in Byron about 5 p.m. Monday.


Military notes

U.S. Air Force Airman Dustin Legatt graduated Oct. 10 from basic training at Lackland Air Force Base, San Antonio, Texas.


Troy Dingmann, Laurie Olene

Richard and Theresa Olene of 14441 283 1/2 Ave., Zimmerman, announce the engagement of their daughter Laurie Olene to Troy Dingmann, son of Marvin and Audrey Dingmann of 18543 Co.


Dist. 728 voters gives nod to past, present, future in school board elections

The Elk River Area School Board filled its three member-at-large positions with one incumbent from Elk River, a past board member from Albertville and a new-to-the-board Zimmerman resident.


Elk River Area School Dist. 728 passes levy renewal

After two years of failed new bond and levy requests Elk River Area School Dist.


A glimpse of county crime

A weekly look at some of the crimes reported to the Sherburne County Sheriff's Office from Oct.


MnDOT bills Howard Lake for work done in 2002

One bill that received some discussion at Howard Lake's council meeting Tuesday was from MnDOT in the amount of $90,000 for work completed in 2002.


Zimmerman pulls together for food shelf

Zimmerman is getting a once monthly free food shelf. On Oct. 20 TJ Harvey, the pastoral associate from St.


Matthews convicted of murdering ex-girlfriend

Minutes after her 19-year-old daughter's former boyfriend was convicted of the daughter's murder, Deb Tilson shared advice for women who are being abused: Tell others and keep telling them until someone listens ...


The EMT had been drinking

In this reporter's view, the most startling fact in a Court of Appeals decision upholding the dismissal of a drunken driving charge was a fact buried on page three of the five page decision: The "slight" odor ...


Zimmerman City Council - Ron Mathison

After spending 13 years on the Zimmerman Park Board, and watching the city from the sidelines, Ronald Mathison decided to get in the game and run for council.


Zimmerman City Council - Dale Rowley

Age: 41 Address: 25603 20th St. W, Family: Married with three kids, ages 17, 5 and 1 Occupation: Public Works for Sherburne County Previous experience in elected office: None Previous civic and community ...


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