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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of MT

Call for COMPLETE details NOW!

(800) 675-9783

Anaconda, Montana News
John McDowell Hoover

John McDowell 'Jack' Hoover, 86, of 1821 Beech Drive, died of bone cancer Feb. 11 at his home.


Bring your Indian points to gun show

Hank Senn will be an unlikely attraction at the Western Collectibles and Antique Gun Show this weekend in the Four Seasons Arena.


Four Montana Air Guard personnel earn medals

Four Montana Air National Guard members were honored with military awards last weekend in separate ceremonies.


Historical mistake

More than a quarter of a century has passed since the U.S. Environmental Protection Agency designated the Upper Clark Fork River as the largest Superfund site in the nation, and cleanup activities continue to slowly but surely remediate the mining-caused pollution.


YouNews: 1986 F150 Drag Truck

This is my 1986 F150... It started life just 2 years ago as an 4x4 old farm/ranch truck of which the owner was going to have it hauled to the bone yard... I took it home and started work almost immediately... I originally planned it to be a "hobby" and in no way thought it would turn into this... I do all of my own work, especially the mechanical ...


Black Eagle Superfund listing advances

Parts of Black Eagle this week will move a step closer toward becoming a federal Superfund site with action by the U.S. Environmental Protection Agency.


Anaconda man sentenced for fatal crash

A 23-year-old Anaconda man has been sentenced to five years in prison for a drunken driving crash that killed a man.


What did Mark Twain do in Missoua 115 years ago?

Former Congressman and current UM professor Pat Williams writes columns regularly, usually of the political variety, and sends them to local papers.


Courthouse built with sandstone quarried locally

During the first decade of the 20th century, Great Falls sprouted a skyline befitting the prosperous city of Paris Gibson's dreams.


Job Corps recognizes partnerships and successes

Student Nathan Herron may not have been out to serve as a role model at Kicking Horse Job Corps; however that is simply what he did, according to a letter from State Superintendent of Public Instruction Denise Juneau.


Ian Smith

BABB - Ian "Smitty" Smith, 90, died of natural causes Sunday at his home at Duck Lake.


Geology Around Anaconda

A continent is a thick slab of relatively lighter rock that floats on the denser rock of the earth's mantle and this continental crust stays permanently on the surface.


View Comments

Montana governor signs off on Milltown, Blackfoot projects On Tuesday, Montana Gov.


Anaconda

In 1884, mining magnate Marcus Daly, built the Anaconda Reduction Works along Warm Springs Creek in the foothills of the Anaconda-Pintler Range and platted a town nearby as a place for the copper smelter workers to live.


Missoula airport puts privatization wheels in motion

The Missoula County Airport Authority officially set the wheels in motion Tuesday to replace federal Transportation Security Administration screeners at Missoula International Airport with a private security firm.


Plans suggested to protect bighorns near road

ANACONDA - Local and state officials are considering ways to protect bighorn sheep on a stretch of Highway 1 following a collision earlier this month about 7 miles west of Anaconda that killed eight sheep that had wandered onto the road.


Here is the latest Montana news from The Associated Press...

Here is the latest Montana news from The Associated Press BILLINGS, Mont. A 51-year-old Billings woman who was awaiting sentencing for violating the release conditions on her eighth drunken driving conviction has pleaded not guilty to yet another felony DUI charge.


Discover the Book of Revelation

The Michael Readron and Patrick Lane presentation of "The Book of Revelation" will be at 6:30 p.m. Feb 3 at St.


Pine beetle scourge grows

Acres of pine forest in Montana infested with the tiny but deadly mountain pine beetle grew by 80 percent to 2.7 million acres in 2009, with the bug pioneering new areas, including the Lewis and National Forest, based on 2009 aerial surveys.


U to You lecture series kicks off Jan. 21 with plant pathologist

Discover Montana's Avatar-man, explore the Crown of the Continent and take another look at the Anaconda Company at this winter's U to You lecture series.


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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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