Cascade, MT Mortgage Refinance in Montana
We make it easy to get the lowest mortgage refinance interest rate in Cascade, MT.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Cascade, MT residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Cascade, Montana drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Cascade, MT residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator Refinance Savings Calculator Refinance APR Calculator Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now Beat the Subprime Mortgage Crisis Return to mortgage refinance in the state of MT
| Cascade, Montana News |
Cascade producer releases second inspirational DVD edition
CASCADE - Cheryl Andersen's first attempt at commercializing her husband's photography hobby and her passion for Scripture into a DVD with instrumental music was so successful that she now is producing a second ...
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Name of motorcycle crash victim released
The name of a Great Falls man killed after a motorcycle crash on Tuesday has been released.
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Cascade County leaders address sheriff's budget, health department
The Cascade County Commission heard from Sheriff David Castle today concerning his office's budget.
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Museum presents 'Amahl and the Night Visitors'
The History Museum puts an early present under Great Falls' tree with its presentation of the Christmas story, opera style.
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What was that fireball in the sky?
The KRTV newsroom received several phone calls on Thursday evening between 5:30 and 7:30 from people who had seen something strange in the northern sky.
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City approves independent health department
Great Falls city commissioners have voted 4-0 to let the City-County Health Department break away and form an independent Cascade Community Health District.
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Massive Montana-Alberta power line OK'd
The U.S. Department of Energy announced Monday it is issuing a permit to construct the $140 million Montana Alberta Tie Line, which is expected to spark construction of more large wind farms in northcentral ...
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Great Falls City-County Health agency readies for change
The City-County Health Department could soon undergo major changes as the clinic faces huge increases in the number of patients seeking services.
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Hoven unofficial winner of seat in HD24
The counting of 353 provisional ballots Monday at Montana ExpoPark didn't change the outcome of a razor-thin finish in House District 24, where Republican Brian Hoven unofficially edged Democrat Steve Bolstad.
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Several hurdles later, CMR ready to install campus wind turbine
Nearly two years after getting the green light from school officials to build a wind turbine on the C.M. Russell High School campus, students and staff hope to be using wind for power by the end of next week.
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Darlene Ramage
HELENA - Darlene Ramage, 75, died of undetermined natural causes Thursday at her home in Helena.
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Department looking for comments on bridge work
HELENA - The Montana Department of Transportation is seeking comments on proposals for routine inspection and rehabilitation of several steel bridges throughout the state.
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Lawsuit filed against groups accused of sending illegal campaign mailings
Two linked issue advocacy groups are accused of breaking state campaign laws after sending out mailers attacking legislative candidate Brad Hamlett and the Montana Conservation Voters.
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Cascade Democrats hopeful for election
Democrats in Cascade County are especially hopefully that their candidates will do well on Tuesday, with the party saying that Barack Obama's campaign opening an office in Great Falls has generated excitement.
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Across the Big Sky
BILLINGS - A 42-year-old Billings man has been sentenced to 70 years in prison for producing and possessing child pornography.
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Knowles, Cascade Extension agent, wins Silver Buffalo Award
Sheryl Knowles, MSU Extension agent in Cascade County, has received the 2008 Silver Buffalo Award from Montana's Joint Council of Extension Professionals.
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Senate District 10: Hamlett vs Whitaker
Senate District 10 in Cascade County features former Montana Representative Jim Whitaker, a Republican, and Cascade rancher Brad Hamlett, a Democrat.
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Great Falls woman educates about tobacco hazards
Tobacco use among teenagers is going down, according to a 2006 survey, but one cancer survivor says even one teenager smoking or using chewing tobacco is one too many.
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Pair of homes destroyed in Cascade-area blaze
The Cascade Volunteer Fire Department, which hadn't had a structure fire in two or three years, had two homes destroyed in one blaze Saturday morning.
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Cascade homes hit by fire
A fire has damaged two homes near Cascade. Neighbors tell us the fire started during the night in a mobile home at 21 Seibold Lane.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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