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Elliston, MT Mortgage Refinance in Montana

We make it easy to get the lowest mortgage refinance interest rate in Elliston, MT.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Elliston, MT residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Elliston, Montana drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Elliston, MT residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of MT

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Elliston, Montana News
Biologists checking fish following mine blowout

Photo courtesy Department of Environmental Quality - Water from a blowout of the Golden Anchor mine flows into the Little Blackfoot River earlier this week.


Officials taking comments Divide road, trail use

The Helena National Forest is moving travel planning for the Continental Divide off the back burner.


Biologists checking fish below mine blowout near Elliston

A bright-orange flow coming from the Golden Anchor mine and running into the Little Blackfoot River near Elliston is a confirmed blowout of the mine.


Mine Waste Technology Program. In Situ Source Control Of Acid...

This report summarizes the results of the Mine Waste Technology Program Activity III, Project 3, In Situ Source Control of Acid Generation Using Sulfate-Reducing Bacteria, funded by the U.S. Environmental ...


Elliston man pleads not guilty to child pornography charges

Elliston resident Kenneth Hall, 64, was arraigned this week in Missoula on charges of receiving and possessing child pornography.


Gleason and Samuelson

Posted 08/24/08 Shannon Gleason and Greg Gleason of Helena announce the engagement of their daughter, Randi Gleason, to Levi Samuelson, son of Sam and Marty Samuelson of Elliston.


Townsend-area fire continues to burn actively

TOWNSEND - Fire crews battling a 750-acre wildfire east of Townsend were attacking the blaze from two sides Wednesday.


2008 South Hills trail running series set to begin this weekend

Sometimes a champion isn't necessarily the fastest or the strongest, but the one who most steadily and consistently gets the job done.


Meagher County rancher kills wolf

Meagher County rancher kills wolf By EVE BYRON - Independent Record - 06/07/08 A rancher northwest of White Sulphur Springs shot and killed a wolf early Wednesday after it threatened his cattle.


Baugh and Nordquist

Posted 06/01/08 Raymond Baugh of Clancy and Rebecca and Alden Beard of Elliston announce the engagement of their daughter, Jessica Rae Baugh, to Kenneth Douglas Nordquist, son of Bruce Nordquist of Robbinsdale, ...


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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