Florence, MT Mortgage Refinance in Montana
We make it easy to get the lowest mortgage refinance interest rate in Florence, MT.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Florence, MT residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Florence, Montana drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Florence, MT residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of MT
| Florence, Montana News |
6th annual Macya s Parade of Lights Saturday
A day full of holiday cheer is being guaranteed on Saturday in conjunction with the 6th annual Macy's Parade of Lights in downtown Missoula.
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Count the blessings: Florence woman thankful after overcoming breast cancer
Marsha Ratz and Jim Ratz sit on the front porch of their Florence home Wednesday morning.
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Downtown Missoula reopens after assurances of construction cranea s safety
A water company worker glances up at the construction crane on Front Street on Tuesday after a water main break caused worry that the crane might be unstable.
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Bonner buses stolen, smashed up on joyride
The four young men who allegedly stole two buses from Bonner School this weekend did their best to destroy the big yellow rigs.
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Two men hospitalized after crash on Old Highway 93 in Florence
An Isuzu Rodeo with one passenger aboard plowed off the road on Old Highway 93 just north of Florence early Friday morning, throwing the passenger about 20 to 30 feet out of the car, and trapping the driver ...
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One hurt in rollover near Florence
One man was hurt in an early Friday morning rollover in the Bitterroot Valley. The Montana Highway Patrol tells us that one vehicle driving across Old Highway 93 by Pollette Drive near Florence over turned.
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Western MT gas prices keep falling
Gas prices in the Missoula area fell below $3 a gallon, and it's been awhile since we've seen gas in the $2 a gallon range.
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Florence meeting draws big crowd
Hundreds of people showed up at the Florence-Carlton High School Gym on Wednesday night as some Florence School Board Trustee members tried to re-organize the school board.
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Voters douse rural fire levy
The results of Tuesday's mail-ballot election involving Missoula Rural Fire District's request to permanently increase taxes for fire services proved even bleaker than the first time around.
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Florence woman wins $50,000 lottery prize
A Florence woman has claimed a $50,000 scratch ticket prize. Montana Lottery officials say Beverly Ralls bought her winning Deal or No Deal ticket at Rooster's Casino in Stevensville.
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Legislative race preview: House District 90 - Yvonne Gastineau Gritzner
Editor's note: Throughout the coming weeks, the Missoulian will profile state legislative candidates in western Montana who face opponents on Nov.
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Sex offender's location irks school officials
A Missoula judge say an 18-year-old sex offender must move out of his grandmother's home next to a Florence school.
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Judge orders sex offender to move away from school
A Missoula judge ordered an 18-year-old sex offender this week to move out of his grandmother's home next to the Florence-Carlton School grounds following a public uproar.
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Pon, Michael and Lina Miller cook Thai food together. Times photo by Kimm Anderson
The only peanut butter and jelly sandwiches I had as a kid were the ones I made myself, but that's what happens when your mother is Thai.
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Red Quill Wildfire: Winds dying down on wildfire near Florence; no evacuations
The Red Quill wildfire that erupted at 2 p.m. Tuesday and is currently burning in the Upper Woodchuck area of the Sapphire Mountains near Florence is estimated at between 15 and 20 acres in size, said Cindy ...
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Defendants back in court for Florence murder
Next month the two defendants in the Florence triple murder case are scheduled to be back in court.
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Twelve Small Fires Contained Along Hwy 12 Near Lolo
Twelve small fires, ranging in size "from two feet to two acres," flared up along a 1.5-mile stretch of Highway 12 near Lolo Friday, apparently the result of a vehicle's mechanical failure, said Cindy Super, ...
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Fire reported near Stevensville
A fire has been reported on private land in the three mile area of Stevensville.
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Wolves kill two llamas in Montana
Wolves have killed two llamas and injured a third in the Bitterroot Valley south of Florence, Mont.
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Lolo wildfires investigated
A fire that torched almost two acres along U.S. Highway 93 South near Lolo on Friday night is under control, but officials are still trying to determine how the blaze ignited.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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