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Gallatin Gateway, MT Mortgage Refinance in Montana

We make it easy to get the lowest mortgage refinance interest rate in Gallatin Gateway, MT.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Gallatin Gateway, MT residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Gallatin Gateway, Montana drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Gallatin Gateway, MT residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of MT

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Gallatin Gateway, Montana News
Political Notebook

Speaker of the House Bob Bergren, D-Havre, released Friday the makeup of the House committees for the upcoming Legislative Session.


MontGuide: Christmas tree permits available

Permits for cutting a Christmas tree on the Gallatin National Forest are now being sold at Forest Service Ranger District offices in Big Timber, Livingston, Gardiner, Bozeman and West Yellowstone.


Molnar to be sole PSC Republican

Democrats maintained and expanded their hold on the state Public Service Commission in Tuesday's election, as Gail Gutsche of Missoula and John Vincent of Gallatin Gateway won their bids for the regulatory ...


Commissioners give gravel pit the go-ahead

Gallatin County commissioners unanimously approved creation of a new gravel pit off of U.S. Highway 191 in Gallatin Gateway Wednesday, assuming the pit's developer meets all the county's requirements.


Rex Bovee

Rex Bovee by Rex Bovee, a World War II veteran and a country and western musician, died Thursday, Oct.


The house that Ron built

There's not a single doorknob in Ron and Margaret Jarrett's sod roof house in Gallatin Gateway.


6 vie for 3 seats on Public Service Commission

With energy prices among the top concerns, voters in the Billings, Bozeman and Missoula areas will be electing members to the Public Service Commission, the five-member board that oversees utilities.


Electrical wires likely caused hot springs fire

Authorities say a fire that destroyed much of Bozeman Hot Springs was likely ignited by electrical wires in the sauna.


Fire causes damage at Bozeman Hot Springs

A spokesman for the Gallatin Gateway Rural Fire District says an early morning fire destroyed a "significant portion" of Bozeman Hot Springs.


Commission OKs Gateway sewer and water district vote

Gallatin County Commissioners gave their approval Tuesday to a Jan. 13 vote on a proposed water-and-sewer district for Gallatin Gateway's town core.


Commission budget session Wednesday

The Gallatin County Commission will hold a budget work session at 1:30 p.m. on Wednesday, as long as the final taxable values have arrived from the Montana Department of Revenue.


Ted Turner

An exclusive interview The restaurant which bears Ted Turner's name, Ted's Montana Grill officially opened for business on Monday, June 2nd.


New climbing wall slated or Bozeman Ponds

Folks driving along North 19th Avenue may have noticed wiry welders scaling a shiny silver structure with a series of parallel angles jutting out.


Commissioner says 2 Dems committed minor violations

Two Democrats who ran unsuccessfully for the Legislature in 2006 - and who are candidates again this year - violated minor laws in their printed campaign material attacking opponents in 2006, a state official ...


County recycling program seeing gains

Business is booming for Gallatin County's new recycling program, as new drop-off locations continue to be added across the county.


Gateway planning document to be presented Wednesday

When a local developer wanted to turn 54 acres on state Highway 191 outside Gallatin Gateway into a 400-unit subdivision, it raised concerns.


Millbrooke, Warden and More look to replace Koopman in HD 70

In House District 70, two Republicans and one Democrat are vying to replace Rep.


Fire breaks out at Big Sky ranch

Fire guts Big Sky ranch Posted: Updated: The owners of a popular destination ranch in Big Sky are picking up the pieces today after a devastating fire nearly consumed the main lodge of the Rainbow Ranch. via KRTV


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