Mortgage Refinance
We make it easy to get the lowest mortgage refinance interest rate in your area
Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
Return to mortgage refinance in the state of NC
| Angier, North Carolina News |
Auto parts coming to Smithfield
Despite the recession, construction is under way at two spots on Bright Leaf Boulevard.
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Vet is on the move
Jill Samuels and Veterinary Technician Daphne Pegram accompany Dr. Edward Samuels on Tuesdays and Thursdays when he sets up his mobile veterinary clinic to provide low cost spaying and neutering.
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Badly burned trucker surprises even doctors
Friends and family of Robert Jay Leffer call him a "walking miracle." Leffer, 48, a trucker from Sanford, was severely burned in a five-vehicle accident on Interstate 40 in January.
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Timeline: How Contaminated Syringes Got From Factory to Patients
U.S. Food and Drug Administration inspectors found problems at the AM2PAT factory in North Carolina but didn't act in time to prevent a lot of 74,000 syringes from getting to patients in at least five states.
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Dozens of locations off limits to Bragg troops
Soldiers at Fort Bragg are deployed to some of the most dangerous places in the world to defend America, but the Army won't allow the troops to go to more than 70 locations in central North Carolina because they're considered unsafe.
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Graduates of Central Carolina Community College's Dental Hygiene program have a lot to smile about
" Graduates of Central Carolina Community College's Dental Hygiene program have a lot to smile about.
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Celebration of the Arts Festival - " Saturday, June 6 from 10 am - " 4 pm
On Saturday, June 6th, more than 75 artists and fine craftsman will celebrate the arts and Fuquay-Varinaa TMs 100th Anniversary at the Celebration of the Arts.
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Neighbor raises stink over family's pet pig
An Erwin family is fighting to keep its pot-bellied pig after the town adopted an ordinance banning swine as pets, but a neighbor said he wants the animal out.
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N.C. Pastor Charged With Second-Degree Rape
A North Carolina minister accused of having sex with a 16-year-old church member has been charged with second-degree rape.
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Man accused of raping a 16-year-old member of his church
Johnston County deputies have arrested Joseph Kennedy Ragland, the pastor at Church of God in Christ Jesus on Southcross Street in Angier.
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Child abduction ends safely
" A 15-year-old girl has returned safely to her Gates County home after being abducted Friday from Gates County High School.
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Tart to receive service award
On June 1, 2009, The Occoneechee Council, Boy Scouts of America, will present the 2009 Boy Scout Distinguished Service Award to Rodney Tart.
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First Live Green Music & Arts Festival set for Saturday in Bolivia
The area's first Live Green Music & Arts Festival - a celebration of music, art and Mother Earth - will take place Saturday, April 11, in the Wyldes of Bolivia.
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Home for Sale in Angier, North Carolina
Residential Features: Dish Washer, Hardwood Floors, Patio, Washer and Dryer, Ceiling Fans, Fireplace, Home Alarm, Spa/Hot Tub, Wheel Chair Access, Central A/C Commercial Features: Playground High Schools: Harnett Central Middle Schools: Harnett Central Schools: N. Harnett Description: FSBO lovely home custom built with Pella Windows 2 story brick ...
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UNC Students Help In Reviving Northeast Central Durham
Joseph Bushfan says he was pretty fed up with talk about how to revive northeast central Durham.
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Searchers Tell Of Difficulities In Trying To Find Missing Harnett County Girl
Those involved in the search for 6-year old Ca'zhia McMillian are facing tough conditions in and around the River where she was last seen.
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FDA records: Whistleblower at syringe plant warned agency
RALEIGH, N.C.: Several months before federal investigators linked a North Carolina syringe manufacturer to hundreds of illnesses and five deaths, a whistleblower wrote to regulators to warn about the poor conditions inside a room vital to producing a sterile product.
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FDA ignored whistleblower
An employee told federal regulators about troubling conditions in a North Carolina syringe manufacturing plant months before deadly bacteria-tainted devices were shipped to patients, according to documents released Friday.
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Timeline: Reports, inspections of syringe factory
The U.S. Food and Drug Administration released a series of documents Friday about a North Carolina syringe factory, including inspection reports of AM2PAT Inc.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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