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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of NC

Call for COMPLETE details NOW!

(800) 675-9783

Bladenboro, North Carolina News
Hayes birth

Beth and Jason Hayes of Fuquay-Varina are the parents of a son, Ford Walker Lowery Hayes, born at 12:54 p.m. Jan.


Perseverance pays off for BCC basic skills student

Benita Jefferson, a Bladen Community College GED student, can hardly contain her excitement.


Hot Flashes, Dead Bugs and Cocaine for Monkeys: the 10 Worst Federal...

Prior to signing his federal "stimulus" bill in early 2009, President Obama warned, "If we do not move swiftly to sign into law, an economy that is already in crisis will be faced with catastrophe." One year later, the debate over the stimulus bill's effectiveness rages on.


Phyliss Hester officially opens Quality Monuments today.

For Phyllis Hester, today's move into the old Waverly Mills office's feels like a homecoming of sorts.


Two candidates file for May primary

The deadline to file for election ends today at noon. A total of --- candidates have filed for election in the May primary as of Wednesday afternoon.


Fourth arrest made in 2009 murder

A fourth person was arrested by Elizabethtown Police recently in connection with the January 2009 shooting death near McDonald's. The arrest comes several days after three others were arrested in the same case.


North Carolina St.Patricks Day Pageant Applications Available

Applications are being for the seventh annual North Carolina St. Patricks Day pageant.


Fourth suspect arrested in Elizabethtown murder

A fourth person was arrested Friday morning in connection with the murder of a teenager from Bladen County outside of a McDonald's restaurant in Elizabethtown in January 2009.


Election filings in Bladen continue

With one week left for candidates to file for public office for the 2010 May primaries and November's general election, only one person filed for office on Tuesday or Wednesday.


Barbecue benefit planned for March 6

BLADENBORO a ' A barbecue benefit is planned for Michael Kelly for Saturday, March 6, at the Bladenboro Historical Building, from 4 to 7 p.m. Plates cost $6 each and are eat-in or take out.


Filing is fast and furious for the 2010 elections

Dr. Darrell Pages was the first to file for a political office in Bladen County when the filing period began on Monday.


Bladen employees honored

Honored recently for 30 years of service to Southeastern Regional Medical Center were, from left, Maria Brown of Lumberton, Rhonda Carter of St.


Ashley Carroll Williams fundraiser rescheduled

BLADENBORO a ' The fundraiser for Ashley Carroll Williams was rescheduled due to inclement weather.


County commissioners deal with number of issues

ELIZABETHTOWN a 'A The first item of business on Monday for county commissions was a request from William Butler, president of the Bladenboro Historical Society, and John Hasbrouch, also representing the Bladenboro Historical Society, who asked for finical assistance to improve the front of the old Bladenboro High School.


Black history celebration planned

BLADENBORO a ' The Bladen County Black History Appreciation Committee will sponsor the sixth annual Black History Celebration at the Spaulding Monroe Cultural Center in Bladenboro on Wednesday, Feb.


What's Happening for the week of Jan. 24

TODAY Gospel music: The Lumber River Quartet will perform at 7 p.m. today at Butlers Baptist Church in Bladenboro.


Bladen man gets prison for gun possession

A man from Bladenboro will spend nearly three months in prison after being sentenced for being a felon in possession of a firearm.


Haiti drop off points in Bladen

Bladen County residents wishing to make donations to the Haiti relief efforts now have three location where they can drop off their items.


Bladen County's first baby of the New Year

Chasity Cannady, RN, Jean Collins, RN, OB Director, Wilma LeSane, NAII, Christina Hester, as she hold her new born, Dr.


A short life, but a lasting legacy

Melissa Cawaring peeks at her 2-month-old daughter Aubrey Ann Cawaring, who is hospitalized with a congenital diaphragmatic hernia at North Carolina Children's Hospital in Chapel Hill on Tuesday, Jan.


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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