Mortgage Refinance
We make it easy to get the lowest mortgage refinance interest rate in your area.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate:
With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing:
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI:
Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.
Save Thousands in Interest:
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
Return to mortgage refinance in the state of NC
Call for COMPLETE details NOW!
(800) 675-9783
| Bolivia, North Carolina News |
Brunswick County sexual assault response plan to be launched
Published: Thursday, March 11, 2010 at 8:24 a.m. Last Modified: Thursday, March 11, 2010 at 8:24 a.m. BOLIVIA Top law enforcers, health executives, prosecutors and others Thursday will join to launch a countywide sexual assault response plan.
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Brunswick County Sheriff s Office opens substation in Leland
Lt. Joseph Scoggins and Administrative Assistant Valerie Sloan stand in front of the new Brunswick County Sheriff's Office North Substation in Brunswick Forest Friday, March 5, 2010.
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Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region
Submitted by Scott Pickey on Mon, 03/08/2010 - 4:41pm. The Drug Enforcement Unit was called to assist in an investigation in the Detention Center in Bolivia early Friday.
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Three arrested on drug-related charges in North Carolina
Three North Carolina people have been arrested on drug-related charges after a three-month investigation by the Brunswick County Sheriff's Office, according to a news release from the Sheriff's Office.
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Woman charged with hiding ice pick, drugs in Bible
Published: Monday, March 8, 2010 at 3:31 p.m. Last Modified: Monday, March 8, 2010 at 3:31 p.m. Bolivia Deputies say a 26-year-old woman tried to bring contraband into the Brunswick County jail Friday by hiding items in the cut-out pages of a Bible.
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County angling for fishing concerns at meeting Saturday
Brunswick County wants to know if commercial fishermen are interested in "a united effort to tackle issues" related to the fishing industry.
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'Rev. Jeremy Cribb' ministry site posted, then pulled
Former town administrator Jeremy Cribb's felony case is still undergoing case management, his attorney said this week.
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Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region
Submitted by WWAY on Tue, 02/03/2010 - 5:49pm. READ MORE: One of our anchors spent some time at Virginia Williamson Elementary in today.
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Comings and Goings - Hobby Greenhouse Tour, paddleboard-running biathlon, shooting competitions
Published: Tuesday, March 2, 2010 at 9:46 a.m. Last Modified: Tuesday, March 2, 2010 at 9:46 a.m. Hobby Greenhouse open for ideas Avid gardeners are always looking for new ideas and better ways to seed, grow and prune their plants.
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Copper mines' output cut; rescue efforts ramp up
Rescuers searched Sunday for victims in the rubble of collapsed buildings in Chile a day after the massive 8.8-magnitute earthquake shook the south of the country, killing about 300 people.
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Aid organizations mobilize following Chile earthquake
One of the first relief flights into Chile following a massive, 8.8 magnitude earthquake, was to depart later Saturday, aid organization World Vision announced.
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Brunswick man charged in pharmacy drug heist
Authorities have filed additional charges against a Bolivia, N.C., man in connection with a break-in at a pharmacy in Shallotte, N.C. The Shallotte Police Department has charged Ritchie Leon Carson with two counts of breaking and entering, and two counts of larceny after breaking and entering, according to a news release.
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Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region
Submitted by Hailey Winslow on 25 February 2010 - 4:49pm. A Bolivia man has confessed to stealing thousands of prescription pills according to investigators in Brunswick County.
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Police make arrest in pharmacy break-ins
The Shallotte Police Department and the South End Task Force have made an arrest in a breaking and entering to a local pharmacy that happened Tuesday night.
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North Carolina police officer faces additional charges of sexual assault against minor
Additional charges have been filed against a North Carolina police officer after he was arrested last week for a sexual assault on a female juvenile, authorities said in a news statement released today.
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ELECTION 2010: Four running for clerk of court
No additional challengers have filed for Brunswick County Clerk of Superior Court as of press time Tuesday.
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Local News, Weather and Sports for Wilmington, NC and the Cape Fear Region
Submitted by Alena Aldrich on 22 February 2010 - 3:13pm. READ MORE: The Brunswick County Women's Bar Association is teaming up with Sheriff John Ingram to collect items for babies in Haiti.
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A look at Brunswick County
A pent-up desire among Northeasterners for new homes along the Southeast coast and a federal tax credit for some home buyers may be the reasons Brunswick County's real estate business is expecting a boost in 2010, according to business leaders.
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Where on (Google) Earth #185 [Highly Allochthonous]
Chris Rowan is a geologist specialising in the dark arts of paleomagnetism, and getting people to pay him to travel to exotic destinations for fieldwork.
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Unpaid taxes hurt coffers in Brunswick County
Brunswick County will pay more than $113,000 to the state of North Carolina for selling gas from county pumps to some nonprofits without following a required process to account for state fuel taxes.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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