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Bryson City, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Bryson City, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Bryson City, North Carolina News
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The 2008 Bryson City Christmas Parade is set to begin at 2 p.m. Saturday, Dec. 6. The theme for this year's parade is "Christmas Stories." There are close to 60 entries in the parade including floats, marching ...


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Times Staff Due to the increasing number of fire calls outside town limits, the Bryson City Board of Aldermen wants to scrap an old contract with the county.


Tsali Frosty Foot Fest to fight cancer with trail racing

BRYSON CITY If you want to raise money to find a cure for a grueling disease, you might as well ask people to share the pain.


K-4 plans approved

Press photo/Melanie Lebert Superintendent Dan Brigman presents Susie McCoy, Donnie Edwards and Roberta Swank with plaques in appreciation of their dedication and time spent on the Board of Education.


Pop Candy takes time to unpack -- back Dec. 1

Hey, guys! I've arrived in New York and everything is grand, though the movers just rolled up to my front door, so I still have a lot of work ahead of me.


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Bryson City police officer Brian Jenkins "arrested" First Citizens Bank executive Keniethea Hyatt on Friday during a Jail-A-Thon to raise money for, among other DSS projects, Christmas presents for foster ...


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Times Staff The various pieces are in town, but the whole has yet to be put together.


3 generations in same SCC cosmetology class

Although Connie Gregory has been teaching long enough to now have children of her former students in her cosmetology classroom at Southwestern Community College, she encountered a surprising situation this ...


Mountain Roots exhibit features local artist

BRYSON CITY An exhibit titled 'Mountain Roots' will be unveiled at an opening event at 6 p.m. today at the Swain County Center for the Arts.


Man jailed on charges of breaking the legs of his babies

A man accused of breaking the legs of his four-month-old twin sons because they got on his nerves will be in court next month on charges of felony child abuse.


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Three area men are facing more than 50 break-in and related charges after two of them were apprehended at West Elementary School earlier this month.


About 1,500 lose power near Bryson City after truck crash

Crews with Duke Energy have restored power to more than 1,200 customers in Bryson City this afternoon after a truck knocked down a power line connected to a substation.


Polar Express coming to town

Polar Express coming to town The Great Smoky Mountains Railroad is bringing back the popular Polar Express excursion, offering families the opoprtunity to enjoy a magical train ride inspired by the popular ...


Take the scenic route

A total of five scenic byways currently crisscross Haywood, Jackson, Macon and Swain counties, passing waterfalls, lakes, forests and historic sites.


Poison ivy has its place in ecosystem

If you like native plants that are variable and adaptive, have interesting natural histories with abundant associations in both Cherokee and early white settler folklore, add immeasurably to the fall landscape ...


Nighttime Wild Boar Encounter on Whiteoak Branch Trail

Jan & I spent most of Veteran's Day hiking up and down Bear Creek trail, aka "Jumpup Ridge." This 20 mile hike from the tunnel on Lake View Drive was another of those nearly impossible dayhikes of an interior ...


Alcohol sales at Harraha s Cherokee Casino may go on ballot

A group in Cherokee is circulating a petition calling for a referendum to decide whether voters want alcohol sales at Harrah's Casino.


2 charged, 1 wanted in Whittier church break-ins

The Jackson County Sheriff's Office last week charged two men with breaking into a Whittier church and flea market and they are looking for a third suspect, according to a statement released today.


What's doing?

MOUNTAIN SHAPES AND COLORS, Saturday, Almond Center, Southwestern Community College, Almond Annex, U.S. 74, Bryson City.


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Times Staff Many economists are now predicting a painful global recession. Three Bryson City business owners spoke to the Times this week about the current effects and the near future for the local economy.


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