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Emerald Isle, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Emerald Isle, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Emerald Isle, North Carolina News
Mayor, director promote Craven airport upgrade

Tideland News Writer A recent survey of air travelers in and out of Craven County Regional Airport brought to light the fact that 60 percent of those travelers were headed someplace other than New Bern or ...


Plans for Emerald Isle pier move forward

Plans for The Aquarium Pier at Emerald Isle continue to progress as partners behind the project formalize their commitments.


Ei Ems event recalls Foster

The building is dedicated to his memory. Foster was a key volunteer in the Emerald Isle Rescue Squad for three decades.


New boat ramp facility could be largest along NC coast

Plans for a new public boat ramp facility that could become the largest along the North Carolina coast have been launched in Emerald Isle.


Early vote helps at polls

Tideland News Writer Early voting had a significant impact on Election Day turnout at polling places in the Swansboro community.


Town's - walking' projects on run with lower costs

Tideland News Writer A couple of projects that have, seemingly, been dragging on in Swansboro are about to be completed.


Emerald Isle EMS dedicates new building in honor of longtime volunteer

The dedication Saturday of a new station for Emerald Isle EMS was a dual celebration of the squad's new home and a longtime leader with a lasting influence.


Coast Guard embraces 'green' living

Things have changed since Coast Guard Petty Officer Tyler Ford arrived at Station Emerald Isle in 2006 - and it's not just the disappearance of the temporary trailers that housed their operations during a major ...


Media Advisory: Media Availability at Coast Guard Station Emerald Island, N.C.

Fifth District U.S. Coast Guard Media Advisory Date: Nov. 6, 2008 Contact: Lt.j.g. Scott Hembrook 247-4537 Media Availability at Coast Guard Station Emerald Isle, N.C. PORTSMOUTH, Va.


Barbecue dinner to benefit victim of breast cancer

A barbecue dinner will be held Friday in Emerald Isle to benefit Erin Dewar, a Craven County nurse who is battling cancer.


McElraft wins second term in House District 13

State Rep. Pat McElraft was not favored by Jones County voters Tuesday, but she ran strongly enough in Carteret County to retain her District 13 seat in the North Carolina House.


Wilmoth takes office

Special to Tideland News Emerald Isle resident David Wilmoth, division chair, social and behavioral sciences and economics instructor at Coastal Carolina Community College, has been elected president of the ...


Voter turnout to hold steady

Tuesday will decide major contests across the country, including the nation's new leader, but there are some hotly contested races on the state and local levels that will be determined on Election Day as well.


'Colonel' ready to help

Not all graduations include caps and gowns. A student honored this week in Carteret County accepted belly rubs and pats on the head as congratulations and celebrated the evening by gnawing on a tennis ball.


Dole ad gets Hagan's Irish up

I don't know if Kay Hagan's ancestors came from the Emerald Isle, but I can tell she's got her Irish up.


Candidates for state Senate seat say education a priority

The Democratic candidate for the District 2 seat in the N.C. Senate is taking on a veteran legislator in his first bid for office, but he said he doesn't mind the challenge.


Legislative races draw some large donations

Some big money is being poured into races for the state General Assembly representing Carteret County, but whether the money trail will lead to the winner's circle remains to be seen.


Smith' award is given to Holz

Tideland News Writer As if the recent grand opening of a state-of-the-art bowling and entertainment center werena t enough, 25-year-old Mac Holz was recognized last week with the Chris Smith Memorial Award for ...


SIA Group Announces New Hire

In this position, Sewell will gain knowledge in all aspects of the insurance business to prepare him for a management position within the agency.


Building concerns top forum

Candidates for state and county seats pitched to the construction industry Thursday during a forum hosted by the Carteret County Home Builders Association.


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