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Flat Rock, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Flat Rock, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Flat Rock, North Carolina News
'Celebrate the Season' at BRCC

Published: Monday, December 1, 2008 at 9:23 a.m. Last Modified: Monday, December 1, 2008 at 9:25 a.m. Thanksgiving weekend.


Christmas cards get the local treatment

ASHEVILLE Todd Smith finds the inspiration for his Christmas cards in the kitschiest stuff he can find at flea markets.


BRCC forced to give N.C. $305,071

Published: Tuesday, November 25, 2008 at 4:30 a.m. Last Modified: Tuesday, November 25, 2008 at 6:59 a.m. Students are coming through the doors, but money is heading out.


After accident, motorcyclist takes first steps

Sharon Dills, physical therapy assistant with Hendersonville Sports Medicine, watches as Clif Dellinger works out on a recumbent bicycle.


Truck sought in hit-and-run

Published: Tuesday, November 25, 2008 at 4:30 a.m. Last Modified: Monday, November 24, 2008 at 10:52 p.m. The North Carolina Highway Patrol is looking for a pickup truck that struck a pedestrian in a ...


New church focuses on helping the community

Shirley Waters, right, serves William Nichols, of Flat Rock, gravy Saturday at the Life Center Church of God in Christ during the community Thanksgiving dinner.


TN Editorial: Now is not the time to redistrict

Published: Sunday, November 16, 2008 at 4:30 a.m. Last Modified: Friday, November 14, 2008 at 7:48 p.m. Redrawing the lines for the Henderson County Board of Commissioners will become necessary after the 2010 ...


Local retailers urge local shopping for Christmas

Published: Monday, November 17, 2008 at 1:20 p.m. Last Modified: Monday, November 17, 2008 at 1:20 p.m. Henderson County merchants have launched a campaign to urge consumers to shop locally during the holiday ...


The beginning

Published: Wednesday, November 12, 2008 at 10:30 p.m. Last Modified: Wednesday, November 12, 2008 at 10:30 p.m. Cigarette breaks are being snuffed out at Blue Ridge Community College.


Glimpses of Old Flat Rock

Published: Sunday, November 16, 2008 at 4:30 a.m. Last Modified: Friday, November 14, 2008 at 1:15 p.m. Part five of five Many mountain children have grown old remembering summers when 'Miss Marg'it,' one of ...


Concord dog show features canine best

Concord - Diane Messenger hugged her dog, Finnegan McTavish, in the prep area at the dog show.


Audit shows Flat Rock assets up

The total assets of the Village of Flat Rock increased by $565,398 for the year ending last June, an audit presented to the Village Council showed.


Farquhar built a world class theatre

Published: Sunday, November 9, 2008 at 4:30 a.m. Last Modified: Friday, November 7, 2008 at 8:55 p.m. To The Editor: Robin Farquhar's death is an incalculable loss to all of us in Western North Carolina.


Ceremony to honor veterans planned

HENDERSONVILLE - Henderson County's veterans will be honored at 11 a.m. Tuesday at a Veterans Day ceremony on the plaza of the Historic Courthouse.


Glimpses of Old Flat Rock

Published: Sunday, November 9, 2008 at 4:30 a.m. Last Modified: Friday, November 7, 2008 at 1:48 p.m. Editor's note: Part four of five But with time wounds healed and economic conditions improved, to the extent ...


Civitan presents Hendersonville Swing Band

The Hendersonville Swing Band will play a concert at 3 p.m. Saturday in the Hendersonville High School auditorium to benefit the Civitan Club of Hendersonville.


Halloween fest gathers hundreds

Published: Saturday, November 1, 2008 at 4:30 a.m. Last Modified: Saturday, November 1, 2008 at 1:58 a.m. Hundreds of ghastly, ghoulish and even cute visitors descended upon downtown Hendersonville on Friday ...


Head of Flat Rock Playhouse found dead from gunshot wound

FLAT ROCK Robin Farquhar, the executive director of the Flat Rock Playhouse, was found dead today from an self-inflicted gun shot wound in a cottage next to the state theater, officials said.


Last day of one stop voting sees new highs

Published: Saturday, November 1, 2008 at 12:43 p.m. Last Modified: Saturday, November 1, 2008 at 3:02 p.m. The line at the Henderson County Board of elections was touching the back wall.


Furman Women's Golf In 12th At Auburn Derby Invitational

Blair Lamb and Liz Wendt posted rounds of five-over 77 on Saturday, but the Furman women's golf team faded to 12th place after two rounds at The Derby Invitational at the par-72 Auburn University Club.


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